What if the biggest retirement risk isn’t the market, but the decisions you keep putting off?

In this episode, Todd Kim shares practical midyear retirement checkup strategies, from identifying overconcentrated assets and improving cash efficiency to managing spending and preparing for a longer retirement. He discusses when to shift from growth to protection, the emotional side of retiring, hidden tax traps like bracket creep and phantom income, and why withdrawal planning matters. The conversation also explores longevity, healthcare costs, unexpected life events, and how career disruptions and AI may affect retirement readiness. It’s a thoughtful look at building confidence, flexibility, and peace of mind in retirement planning.

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.