Navigate Your Financial Future Podcast Episode 24 (072826)

What if the biggest retirement risk isn’t the market, but the decisions you keep putting off? In this episode, Todd Kim shares practical midyear retirement checkup strategies, from identifying overconcentrated assets and improving cash efficiency to managing spending and preparing for a longer ret…

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.

Could AI determine when you retire? This episode explores how artificial intelligence is reshaping the workforce and why workers in their 50s and 60s may have more advantages than they realize. Todd Kim explains how AI could impact retirement timelines, the skills that may help people stay releva…

Is Your 401(k) Buying Risk You Never Chose?

Could your retirement portfolio be buying into headline-making IPOs without you even knowing it? This episode explores how recent index rule changes may affect passive investors, why diversification isn’t always what it seems, and how hidden risks can show up inside retirement accounts. Todd Kim a…

The Risks You’re Not Questioning in Retirement

What if the biggest risk to your retirement isn’t the market, but the decisions you don’t question? This episode explores how financial choices shape long-term outcomes, from trendy new investment accounts for kids to the hidden incentives behind Medicare advice. Todd Kim breaks down why securing …

Why Money Isn’t Enough to Feel Secure in Retirement

Why do some retirees with millions still lie awake worried about running out of money?  This episode explores the powerful role of financial psychology in retirement, from fear and anxiety to the comfort of having a clear plan. Todd Kim explains how building guardrails around your income, reducing…

The Retirement Myth That Could Cost You Flexibility

What if your retirement plan isn’t about hitting a magic number, but understanding how your money actually works? This episode explores why splitting between Roth and tax, deferred accounts can create flexibility, how tax strategies shape income in retirement, and why a personalized “tax map” matt…

The Hidden Habits Behind Successful Retirements

What are retirees doing differently that keeps their finances on track while others struggle? This episode breaks down the habits often seen behind successful retirements, like disciplined saving, simplifying spending, and building multiple income streams, while highlighting risks that can quietly…

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.

A simple Roth move can quietly trigger a massive tax hit if timing is off. This episode explores how Roth conversions can shift tax brackets, impact Medicare costs, and why timing matters more than most expect. Todd Kim explains “bracket creep,” missed windows of opportunity, and how tax mapping he…

When Saving Turns Into Stress

What if the real risk in retirement isn’t spending too much, but spending too little? This episode explores why many retirees hesitate to enjoy the money they’ve worked a lifetime to save, and how fear, planning gaps, and outdated assumptions shape those choices. Todd Kim unpacks the psychology beh…

The One Retirement Decision Most People Don’t Question, Until It’s Too Late

One decision, one tax move, one emotional reaction, any of them can ripple through your retirement for decades. In this episode Todd Kim unpacks how Social Security timing, unexpected windfalls, market emotions, and estate planning choices intersect in real life. The conversation explores why “comm…