



The Retirement Risk Most Investors Aren’t Watching
Could a geopolitical shock, not market fundamentals, be the biggest threat to your retirement? Todd Kim explores how elections, global conflicts, and geopolitical risks can impact investment portfolios and why retirement plans should be built to withstand events outside an investor’s control. He d…

Could Guaranteed Income Be the Missing Piece of Retirement?
What if the secret to a longer, less stressful retirement isn’t having more money, but having more guaranteed income? Todd Kim explores how pensions, annuities, and reliable income streams can shape retirement confidence, drawing from the vastly different retirement experiences of his two grandfat…

The Retirement Mistake That Has Nothing to Do With Saving
What if the biggest retirement risk isn't your savings balance, but the lack of a plan for everything that comes after? Todd Kim discusses why the 10 years before retirement can make or break your financial future, including creating income guardrails, preparing for inflation, navigating Social S…

The Retirement Mistakes That Can Cost More Than You Expect
What do PlayStation game discs, airport carts, and estate plans have in common? They all reveal how quickly the rules can change and why preparation matters. Todd Kim explores how retirees can adapt to evolving financial strategies, avoid costly mistakes like missed RMDs and tax bracket creep, and…

Are You Investing in IPOs Without Knowing It?
What if your retirement portfolio is buying into high-profile IPOs before you even realize it? This episode explores how recent index rule changes could affect passive investors, why diversification may not be as broad as it seems, and how retirees can evaluate risk beyond headline market stories. …

The Social Security Mistake That Could Cost More Than You Think
One Social Security decision could quietly affect your retirement income for years. This episode explores common mistakes with spousal Social Security benefits, why claiming strategies matter, and how retirement planning extends beyond a monthly check. Todd Kim discusses adapting to changes in tec…

The Retirement Mistakes You May Be Delaying Right Now
What if the biggest retirement risk isn’t the market, but the decisions you keep putting off? In this episode, Todd Kim shares practical midyear retirement checkup strategies, from identifying overconcentrated assets and improving cash efficiency to managing spending and preparing for a longer ret…

Could AI Decide When You Retire?
Could AI determine when you retire? This episode explores how artificial intelligence is reshaping the workforce and why workers in their 50s and 60s may have more advantages than they realize. Todd Kim explains how AI could impact retirement timelines, the skills that may help people stay releva…

Is Your 401(k) Buying Risk You Never Chose?
Could your retirement portfolio be buying into headline-making IPOs without you even knowing it? This episode explores how recent index rule changes may affect passive investors, why diversification isn’t always what it seems, and how hidden risks can show up inside retirement accounts. Todd Kim a…

The Risks You’re Not Questioning in Retirement
What if the biggest risk to your retirement isn’t the market, but the decisions you don’t question? This episode explores how financial choices shape long-term outcomes, from trendy new investment accounts for kids to the hidden incentives behind Medicare advice. Todd Kim breaks down why securing …