It's not what you do FOR your paycheck, it's what you do WITH it.  That's from Sharon Lechter, CPA and author of "How Money Works for Women: Take Control or Lose It."  She says it's important to make financial decisions with your brain, and not your heart.

Sharon and Heather also discuss how 99% of domestic abuse involves financial abuse and the importance of NOT having everything in joint names for credit reasons.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

It's not what you do FOR your paycheck, it's what you do WITH it.  That's from <a href="https://twitter.com/sharonlechter">Sharon Lechter</a>, CPA and author of "<a href="https://www.amazon.com/How-Money-Works-Women-Control/dp/B0CCLNR3BT">How Money Works for Women: Take Control or Lose It</a>."  She says it's important to make financial decisions with your brain, and not your heart.
Sharon and Heather also discuss how 99% of domestic abuse involves financial abuse and the importance of NOT having everything in joint names for credit reasons.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

Financial issues more women face than men

Impersonator scams are on the rise.  Kerry O'Brien, Regional Director of the Federal Trade Commission's Western Region, says more and more people are losing money to scammers who pretend to be from your bank, Amazon, or web protection services.

Kerry says do NOT click on any hyperlink sent to you via text or email.  You can learn how to identify scams at Consumer.FTC.gov.  And if you've lost money to a scammer you need to report to the FTC, here. 

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Impersonator scams are on the rise.  <a href="https://www.linkedin.com/in/o-brien-kerry-a6a18230/">Kerry O'Brien</a>, Regional Director of the <a href="https://www.linkedin.com/company/federal-trade-commission/">Federal Trade Commission's Western Region</a>, says more and more people are losing money to scammers who pretend to be from your bank, Amazon, or web protection services.
Kerry says do NOT click on any hyperlink sent to you via text or email.  You can learn how to identify scams at <a href="https://consumer.ftc.gov/">Consumer.FTC.gov</a>.  And if you've lost money to a scammer you need to report to the FTC, <a href="https://reportfraud.ftc.gov/#/">here</a>. 
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

WARNING! Can you spot the latest consumer scams?

Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  Vince Shorb, CEO of National Financial Educators Council, says even states which require financial literacy in the schools are failing to meet minimum education standards.

Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  <a href="https://www.linkedin.com/in/vinceshorb/">Vince Shorb</a>, CEO of <a href="https://www.financialeducatorscouncil.org/">National Financial Educators Council</a>, says even states which require financial literacy in the schools are failing to meet minimum education standards.
Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

When should we begin teaching financial literacy to kids?

Not every state in the U-S gives the same tax credits for military personnel.  How do you know which state to file taxes in when you are transferred during the calendar year?  And how is deployment income taxed?

Tackling these, and many other questions are Susan Speirs, CEO of Utah Association of CPAs; Derek Nelson - tax examiner manager & Steve Carlow - outreach training coordinator, both with the Utah State Tax Commission; and Brandon Olsen & Patrick Munson -- both partners and CPAs with Adams & Peterson, CPAs.
You can also get FREE help with your taxes at VITA.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Not every state in the U-S gives the same tax credits for military personnel.  How do you know which state to file taxes in when you are transferred during the calendar year?  And how is deployment income taxed?
Tackling these, and many other questions are <a href="https://twitter.com/SpeirsSas">Susan Speirs</a>, CEO of <a href="https://www.uacpa.org/">Utah Association of CPA</a>s; <a href="https://www.linkedin.com/in/derek-nelson-53101011b/">Derek Nelson</a> - tax examiner manager &amp; Steve Carlow - outreach training coordinator, both with the <a href="https://incometax.utah.gov/">Utah State Tax Commission</a>; and <a href="https://www.linkedin.com/in/brandonolsencpa/">Brandon Olsen</a> &amp; <a href="https://www.apcpas.com/patrick-munson.php">Patrick Munson</a> -- both partners and CPAs with <a href="https://www.apcpas.com/index.php">Adams &amp; Peterson, CPAs</a>. You can also get FREE help with your taxes at <a href="https://www.irs.gov/individuals/free-tax-return-preparation-for-qualifying-taxpayers#:~:text=The%20IRS's%20Volunteer%20Income%20Tax,operated%20for%20over%2050%20years.">VITA</a>.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

FAQ military personnel have about their taxes

Going overseas for your vacation doesn't have to cost an arm and a leg.  Kate Davis, Associate Producer for KSL Newsradio, says her two week vacation to Peru cost about $1500 - including airfare.

Kate says her best advice is to be open to places you may not have considered as  'bucket list' items to visit.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Going overseas for your vacation doesn't have to cost an arm and a leg.  <a href="https://twitter.com/katerasdavis">Kate Davis</a>, Associate Producer for <a href="https://kslnewsradio.com/">KSL Newsradio</a>, says her two week vacation to Peru cost about $1500 - including airfare.
Kate says her best advice is to be open to places you may not have considered as  'bucket list' items to visit.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

How to travel Internationally on a budget

Life insurance isn't always Death insurance.  Vivian Weyll, found of Aria Financial Group, says a life insurance policy designed the right way with the right benefits can provide college funds for kids or retirement funds -- TAX FREE.

Weyll says you can also get a "Cash Back" policy which returns all the money you paid in if you don't die at the end of the policy's term.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Life insurance isn't always Death insurance.  <a href="https://twitter.com/VivianWeyll">Vivian Weyll</a>, found of <a href="https://www.ariafinancialgroup.com/">Aria Financial Group</a>, says a life insurance policy designed the right way with the right benefits can provide college funds for kids or retirement funds -- TAX FREE.
Weyll says you can also get a "Cash Back" policy which returns all the money you paid in if you don't die at the end of the policy's term.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

How to use your life insurance policy as a piggy bank

Are you getting the best deals at a Costco or Sam's Club over a regular food store? Dan Spindle, news anchor for KSL 5 TV, says there are 3-things you need to do to save money, no matter where you shop.

Dan and Heather also discuss if food delivery services are worth the cost.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Are you getting the best deals at a Costco or Sam's Club over a regular food store? <a href="https://twitter.com/DanSpindleKSL">Dan Spindle</a>, news anchor for <a href="https://ksltv.com/">KSL 5 TV</a>, says there are 3-things you need to do to save money, no matter where you shop.
Dan and Heather also discuss if food delivery services are worth the cost.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

Warehouse vs standard grocery store prices

S.T.E.M. (science, technology, engineering and math) is touted as the they way for education and careers.  Tami Goetz, director of Utah STEM Action Center, and Susan Speirs, CEO of Utah Association of CPAs, discuss why it's important to start teaching kids as young as 7-years old these courses.

They also discuss some of the negative problems associated with STEM.  And where people of all ages can go to get hands on learning in areas of STEM to help your kids or older parents.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

S.T.E.M. (science, technology, engineering and math) is touted as the they way for education and careers.  <a href="https://www.linkedin.com/in/tamigoetz/">Tami Goetz</a>, director of <a href="https://stem.utah.gov/">Utah STEM Action Center</a>, and <a href="https://twitter.com/SaspeirsSpeirs">Susan Speirs</a>, CEO of <a href="https://www.uacpa.org/">Utah Association of CPAs</a>, discuss why it's important to start teaching kids as young as 7-years old these courses.
They also discuss some of the negative problems associated with STEM.  And where people of all ages can go to get hands on learning in areas of STEM to help your kids or older parents.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

The Good, the Bad, and the Ugly of STEM

Surviving our capitalist system requires having true joy and purpose.  Quinn O'Briant, the "Joy Boss," says she faced a life of poverty and failure until she became INTENTIONAL about finding a different way to survive.  Now she has a six figure income.

O'Briant teaches that the link between joy, money and purpose are closely related.  She's offering $200 off her 10-week course on her website.  Use the code "Sense" at checkout to get the discount.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Surviving our capitalist system requires having true joy and purpose.  <a href="https://www.linkedin.com/in/obriant/">Quinn O'Briant</a>, the "Joy Boss," says she faced a life of poverty and failure until she became INTENTIONAL about finding a different way to survive.  Now she has a six figure income.
O'Briant teaches that the link between joy, money and purpose are closely related.  She's offering $200 off her 10-week course on her <a href="https://joybossbabe.lpages.co/joy-money-mindset-course/">website</a>.  Use the code "Sense" at checkout to get the discount.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

Cultivating joy brings money

Insurance companies don't want you know this Hack.  David Rosell*, president of Rosell Wealth Management says selling your policy is better than surrendering it, and losing all it's value.

David wrote the book "In the Know: Turning your Unwanted Life Insurance into Serious Cash" and explains what a 'Life Settlement' is and how it works.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.


*David Rosell is President of Rosell Wealth Management in Bend. www.RosellWealthManagement.com. He is the author of three books. Find David's books at local bookstores, Amazon, Audible as well as Redmond Airport.

Investment advisory services offered through Valmark Advisers, Inc. an SEC Registered Investment Advisor Securities offered through Valmark Securities, Inc. Member FINRA, SIPC 130 Springside Drive, Ste 300 Akron, Ohio 44333-2431. (800) 765-5201. Rosell Wealth Management is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc. Valmark Securities supervises all life settlements like a security transaction and its’ registered representatives act as brokers on the transaction and may receive a fee from the purchaser. Once a policy is transferred, the policy owner has no control over subsequent transfers and may be required to disclosure additional information later. If a continued need for coverage exists, the policy owner should consider the availability, adequacy and cost of the comparable coverage. A life settlement transaction may require an extended period to complete and result in higher costs and fees due to their complexity. Policy owners considering the need for cash should consider other less costly alternatives. A life settlement may affect the insured’s ability to obtain insurance in the future and the seller’s eligibility for certain public assistance programs. When an individual decides to sell their policy, they must provide complete access to their medical history, and other personal information. Client name has been changed to protect confidentiality. The gross offer will be reduced by commissions and expenses related to the sale. Each client’s experience varies, and there is no guarantee that a life settlement will generate an offer greater than the current cash surrender value.

Insurance companies don't want you know this Hack.  <a href="https://www.linkedin.com/in/davidmrosell/">David Rosell</a>*, president of <a href="https://www.rosellwealthmanagement.com/">Rosell Wealth Management</a> says selling your policy is better than surrendering it, and losing all it's value.
David wrote the book "<a href="https://books.google.com/books/about/In_the_Know.html?id=HACGzwEACAAJ&amp;source=kp_book_description">In the Know: Turning your Unwanted Life Insurance into Serious Cash</a>" and explains what a 'Life Settlement' is and how it works.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.
 *David Rosell is President of Rosell Wealth Management in Bend. <a href="https://protect-us.mimecast.com/s/RSJ1C1wBG3fqrqz1hGWmzF?domain=rosellwealthmanagement.com" data-auth="NotApplicable" data-linkindex="0">www.RosellWealthManagement.com</a>. He is the author of three books. Find David's books at local bookstores, Amazon, Audible as well as Redmond Airport.
Investment advisory services offered through Valmark Advisers, Inc. an SEC Registered Investment Advisor Securities offered through Valmark Securities, Inc. Member FINRA, SIPC 130 Springside Drive, Ste 300 Akron, Ohio 44333-2431. (800) 765-5201. Rosell Wealth Management is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc. Valmark Securities supervises all life settlements like a security transaction and its’ registered representatives act as brokers on the transaction and may receive a fee from the purchaser. Once a policy is transferred, the policy owner has no control over subsequent transfers and may be required to disclosure additional information later. If a continued need for coverage exists, the policy owner should consider the availability, adequacy and cost of the comparable coverage. A life settlement transaction may require an extended period to complete and result in higher costs and fees due to their complexity. Policy owners considering the need for cash should consider other less costly alternatives. A life settlement may affect the insured’s ability to obtain insurance in the future and the seller’s eligibility for certain public assistance programs. When an individual decides to sell their policy, they must provide complete access to their medical history, and other personal information. Client name has been changed to protect confidentiality. The gross offer will be reduced by commissions and expenses related to the sale. Each client’s experience varies, and there is no guarantee that a life settlement will generate an offer greater than the current cash surrender value.

Turn your life insurance policy into cash

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist. 

The goal of Money Making Sense is to help you find more financial peace. Host Heather Kelly and guest experts focus on reviewing paychecks and analyzing family decisions. They also talk about vacationing on a budget, retirement savings on a limited income, reducing household expenses, the financial impact of owning a pet and how money affects relationships. Money Making Sense will give you practical ideas on how to improve your bottom line. Money Making Sense is a 2017, 2018, 2020 and 2021 People's Choice Podcast Award Finalist.

Money Making Sense

Writer and director, Marvin Samel, brings the story of his family, portrayed by Judd Hirsch, Carol Kane and Sean Astin, to life in the film iMordecai.

Actress Azia Dinea Hale and Marvin discuss the film. It's based on true events and covers the struggle for some seniors to adjust to current technology, to make a living, connect with their U.S. born children, and let go of the worst parts of their past, while remembering those who were left behind.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Writer and director, <a href="https://www.instagram.com/marvinsamel/?hl=en">Marvin Samel</a>, brings the story of his family, portrayed by Judd Hirsch, Carol Kane and Sean Astin, to life in the film <a href="https://www.imordecai.com/">iMordecai</a>.
Actress <a href="https://www.instagram.com/aziadinea/?hl=en">Azia Dinea Hale</a> and Marvin discuss the film. It's based on true events and covers the struggle for some seniors to adjust to current technology, to make a living, connect with their U.S. born children, and let go of the worst parts of their past, while remembering those who were left behind.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

The movie iMordecai could help seniors fall in love with iPhones

If you already make your own lattes at home, going to the next level with the artwork won't cost that much more.  World renown artist, Michael Breach, taught Coffee Latte Art classes at Stanley Creator’s Lounge at The Cabin during the Sundance Film Festival.

Michael says it's a fun way for visitors to channel their best "Bob Ross" painting and warm up from the cold while waiting for the next Sundance event.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

If you already make your own lattes at home, going to the next level with the artwork won't cost that much more.  World renown artist, <a href="https://baristart.com/">Michael Breach</a>, taught Coffee Latte Art classes at <a href="https://festival.sundance.org/program/partner-event/63b7aaa62bf5270060490805">Stanley Creator’s Lounge at The Cabin</a> during the <a href="https://festival.sundance.org/">Sundance Film Festiva</a>l.
Michael says it's a fun way for visitors to channel their best "Bob Ross" painting and warm up from the cold while waiting for the next Sundance event.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Learning to do latte art doesn't have to cost a fortune

Filmmaker, Ella Glendining born with a rare disability, wants abled people to calm down and ask what people with disabilities need.  She says the disabled should be celebrated and not made to feel less than others -- which happens in today's society.

She brings her journey of trying to find someone who looks like her to calling out 'Ableism' in her documentary "Is There Anybody Out There?" to the Sundance Film Festival.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Filmmaker, <a href="https://www.imdb.com/name/nm9562992/">Ella Glendining</a> born with a rare disability, wants abled people to calm down and ask what people with disabilities need.  She says the disabled should be celebrated and not made to feel less than others -- which happens in today's society.
She brings her journey of trying to find someone who looks like her to calling out 'Ableism' in her documentary <a href="https://festival.sundance.org/program/film/638a183d77dd3d44ad80575e#:~:text=Born%20with%20a%20disability%20so,in%20a%20body%20like%20hers.">"Is There Anybody Out There?"</a> to the <a href="https://www.sundance.org/">Sundance Film Festival</a>.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Is There Anybody Out There?

**This U.S. Documentary won a Special Jury Award for Freedom of Expression at the Sundance Film Festival after this interview took place**

The lack of free press isn't just an issue in foreign countries.  The documentary "Bad Press" now playing at the Sundance Film Festival, covers the topic on U.S. soil.  

Directors Joe Peeler and Becca Landsberry-Baker delve into the Muscogee Creek Nation in Oklahoma whose leaders repealed their own free press law in 2018.  Reporter Angel Ellis was fired for doing a story about some questionable actions by tribal leaders.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

**This U.S. Documentary won a Special Jury Award for Freedom of Expression at the Sundance Film Festival after this interview took place**
The lack of free press isn't just an issue in foreign countries.  The documentary "<a href="https://festival.sundance.org/program/film/638a1ffad406b20f68f2e3f2">Bad Press</a>" now playing at the <a href="https://festival.sundance.org/">Sundance Film Festival</a>, covers the topic on U.S. soil.  
Directors <a href="https://www.joepeeler.com/bio">Joe Peeler</a> and <a href="https://najanewsroom.com/staff/">Becca Landsberry-Baker</a> delve into the Muscogee Creek Nation in Oklahoma whose leaders repealed their own free press law in 2018.  Reporter <a href="https://www.linkedin.com/in/angel-ellis-a4440711/">Angel Ellis</a> was fired for doing a story about some questionable actions by tribal leaders.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Bad Press

It costs a lot of time and money to become a classically trained pianist.  But Jakub Piatek, director of the film "Pianoforte," says it's about sharing the music and your emotions of your favorite composer at the "Olympics of piano playing."

His documentary follows six young competitors in the most prestigious contest in the world -- International Chopin Piano Competition.  It is only held once every 5-years for people between 16 and 30 years of age; and the stress is unbelievable.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

It costs a lot of time and money to become a classically trained pianist.  But <a href="https://www.imdb.com/name/nm2959338/">Jakub Piatek</a>, director of the film "<a href="https://festival.sundance.org/program/film/638a17fb77dd3da0ca805640">Pianoforte</a>," says it's about sharing the music and your emotions of your favorite composer at the "Olympics of piano playing."
His documentary follows six young competitors in the most prestigious contest in the world -- <a href="https://en.wikipedia.org/wiki/International_Chopin_Piano_Competition">International Chopin Piano Competition</a>.  It is only held once every 5-years for people between 16 and 30 years of age; and the stress is unbelievable.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Pianoforte

Director Matthieu Rytz wants audiences to get mad.  His documentary "Deep Rising" - narrated by actor, Jason Momoa - discusses companies wanting to "mine" the bottom of the ocean for minerals.  Contributor Dr. Sandor Mulsow says the bottom of the seas is holding 20,000 years worth of CO2 -- a key greenhouse warming gas.  For profit companies want to disturb the gas in order to mine minerals to use in batteries.

Dr. Mulsow is asking all Americans to tell President Joe Biden to sign the Convention of the Law of the Seas.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Director <a href="https://rytz.co/en/about/">Matthieu Rytz</a> wants audiences to get mad.  His documentary "<a href="https://festival.sundance.org/program/film/638a1985d406b2d103f2d1b8">Deep Rising</a>" - narrated by actor, <a href="https://en.wikipedia.org/wiki/Jason_Momoa">Jason Momoa</a> - discusses companies wanting to "mine" the bottom of the ocean for minerals.  Contributor <a href="https://www.linkedin.com/in/sandor-mulsow-b98a2214/">Dr. Sandor Mulsow</a> says the bottom of the seas is holding 20,000 years worth of CO2 -- a key greenhouse warming gas.  For profit companies want to disturb the gas in order to mine minerals to use in batteries.
Dr. Mulsow is asking all Americans to tell President Joe Biden to sign the <a href="https://www.un.org/depts/los/convention_agreements/texts/unclos/unclos_e.pdf">Convention of the Law of the Seas</a>.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Deep Rising

The fight to retain native language and customs among Indigenous Peoples is still on-going.  In the documentary, Twice Colonized, writer Aaju Peter has been fighting for 50-years to reclaim what she lost when she was colonized by Denmark from her native Greenland and by Canada when she moved there.

Director Lin Alluna and Producer Emile Hertling Peronard bring Aaju's story to light at the Sundance Film Festival.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

The fight to retain native language and customs among Indigenous Peoples is still on-going.  In the documentary, <a href="https://www.twicecolonized.com/">Twice Colonized</a>, writer Aaju Peter has been fighting for 50-years to reclaim what she lost when she was colonized by Denmark from her native Greenland and by Canada when she moved there.
Director <a href="https://www.instagram.com/lin_alluna/?hl=en">Lin Alluna</a> and Producer <a href="https://www.imdb.com/name/nm6880114/">Emile Hertling Peronard</a> bring Aaju's story to light at the <a href="https://festival.sundance.org/">Sundance Film Festival</a>.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Twice Colonized

When you see yourself portrayed on screen, people are more likely to believe "it's possible for me."  That's according to Julie Ann Crommett, Founder and CEO of Collective Moxie.  

Julie Ann says as more and more studios begin telling diverse stories, they see bigger profits as more people pay money to see themselves represented.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

When you see yourself portrayed on screen, people are more likely to believe "it's possible for me."  That's according to <a href="https://twitter.com/jacromm">Julie Ann Crommett</a>, Founder and CEO of <a href="https://www.collectivemoxie.com/">Collective Moxie</a>.  
Julie Ann says as more and more studios begin telling diverse stories, they see bigger profits as more people pay money to see themselves represented.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  Audiences show up for authentic stories about themselves

Acts of violence against Asians during the pandemic led to the formation of The Asian American Foundation.  Norman Chen, the CEO of TAAF, says one their main goals are anti-hate, education, narrative change and unlocking resources.

This is the first year that Asian Pacific Islanders have their own meeting house at the Sundance Film Festival.

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

Acts of violence against Asians during the pandemic led to the formation of <a href="https://www.taaf.org/">The Asian American Foundation</a>.  <a href="@normanlschen">Norman Chen</a>, the CEO of TAAF, says one their main goals are anti-hate, education, narrative change and unlocking resources.
This is the first year that Asian Pacific Islanders have their own meeting house at the <a href="https://festival.sundance.org/program/films/">Sundance Film Festival</a>.
You can follow this show on <a href="https://www.instagram.com/heatherkellyksl/">Instagram</a> and on <a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal <a href="https://twitter.com/KSLHeatherKelly">Twitter</a> page.
Be sure to email Heather your questions and request topics you'd like her to cover <a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE:  TAAF raised a Billion dollars in 2-years for the Asian community

A group of women of a "certain age" are dancing their way through retirement.  Producers Maria Loohufvud and Love Martinsen bring their story to the Sundance Film Festival.  The group call themselves "Calendar Girls."

You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page.

Be sure to email Heather your questions and request topics you'd like her to cover here.

A group of women of a "certain age" are dancing their way through retirement.&nbsp; Producers <a href="https://www.imdb.com/name/nm4518371/">Maria Loohufvud</a> and <a href="https://www.ascap.com/news-events/Events/2022/Sundance/Composer-Spotlight-bios/Martinsen_Love">Love Martinsen</a> bring their story to the <a href="https://festival.sundance.org/">Sundance Film Festival</a>.&nbsp; The group call themselves "<a href="https://festival.sundance.org/program/#film-info/61ae112314aef702111c0879">Calendar Girls</a>."
You can follow this show on&nbsp;<a href="https://www.instagram.com/heatherkellyksl/">Instagram</a>&nbsp;and on&nbsp;<a href="https://www.facebook.com/MoneyMakingSense/">Facebook</a>. And to see what Heather does when she's not talking money, go to her personal&nbsp;<a href="https://twitter.com/KSLHeatherKelly">Twitter</a>&nbsp;page.
Be sure to email Heather your questions and request topics you'd like her to cover&nbsp;<a href="mailto:hkelly@ksl.com">here</a>.

SUNDANCE: Calendar Girls

Interviews with filmmakers and actors from festivals including Sundance and SXSW.  

Interviews with filmmakers and actors from festivals including Sundance and SXSW.

Money Making Sense

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