Roth conversions are getting a lot of attention right now—but the reasons why matter more than the hype. In this episode, Michigan’s Retirement Coach Mike Douglas explains how recent tax law changes, inherited IRA rules, and today’s tax environment are reshaping the Roth conversion conversation. Mike breaks down what changed with the Secure Act, how required minimum distributions affect heirs, and why timing plays a critical role in long‑term planning. The discussion also covers potential ripple effects on Medicare and Social Security, reinforcing why Roth conversions need to be evaluated as part of a broader, coordinated strategy.
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