What if Social Security was never meant to function the way many people think it does today? In this episode, Mike Douglas explains the origins of Social Security, how it has evolved since 1935, and why its structure still operates as a pay‑as‑you‑go system. He discusses common misconceptions about how benefits are calculated, the impact of longer lifespans and demographic shifts, and current concerns about future funding. The conversation also outlines how Social Security fits within a broader retirement income strategy.

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