The Retirement Debt Question No One Wants to Ask

Is all debt created equal when you’re heading into retirement? In this episode, Michigan’s Retirement Coach Mike Douglas breaks down where debt can be strategic and where it can quietly drain your future. From low‑interest mortgages to high‑cost car loans, he explains how to weigh interest rates, t…

Feeling Lost in the 2026 Forecasts? Here’s What Really Matters

A wave of economic predictions has retirees on edge—but this past weekend’s radio show cut through the noise with a clear takeaway: focus on your personal plan, not the headlines. Michigan’s Retirement Coach, Mike Douglas, breaks down how shifting inflation, interest rates, and tax law changes may …

The Retirement Mistake Even Pro Athletes Can’t Escape

What happens when even million‑dollar earners run out of money in just a few years? Mike Douglas uses the cautionary tales of pro athletes to reveal why high income often hides bad habits—and how the same pitfalls can trip up everyday retirees. He breaks down the importance of building strong finan…

Is Your Retirement Plan Built for the Real World?

What if the biggest risk to your retirement isn’t the market—but misunderstanding how your income really works? In this past weekend’s radio show, Mike Douglas breaks down how shifting interest rates, changing tax rules, and evolving family priorities shape today’s retirement landscape. From naviga…

The Market Crash Everyone Predicts—But Few Prepare For

What if the next market crash isn’t the real story—your reaction to it is? Mike Douglas breaks down why predictions of an inevitable downturn miss the point and why retirees should focus instead on balancing growth, income needs, and risk. He explains how fear, FOMO, and uncertainty can push invest…

The Retirement Conversation You Didn’t Know You Needed

What if the biggest surprise in retirement isn’t financial at all—but discovering something new about the person you’ve shared your life with? In this episode, Mike Douglas explores how unexpected preferences, unspoken concerns, and shifting priorities often surface when couples start planning for …

Are Your Retirement Fears Quietly Costing You?

What happens when smart retirement decisions collide with real‑life fears? This episode from this past weekend’s radio show dives into the tension between tax strategy, Social Security timing, and the emotional roadblocks that keep retirees from spending confidently. Mike Douglas breaks down why wi…

Tax Prep vs. Tax Planning: What’s Costing You?

Are you just prepping for taxes, or actually planning for them? Mike Douglas breaks down the crucial difference between tax prep and tax planning, revealing how a forward-thinking strategy can help you keep more of your hard-earned money. Learn why integrating your financial, tax, and estate plans …

The Paris Heist and Your Retirement: Are You Making Costly Mistakes?

What do a Paris jewelry heist and your retirement plan have in common? This episode reveals how simple mistakes—like weak passwords or one-dimensional financial strategies—can leave you vulnerable. Mike Douglas shares real stories and practical tips on diversifying your retirement plan, managing ta…

Beyond Simple: The Hidden Risks in Your Retirement Plan

What do the Louvre heist and your retirement plan have in common? Sometimes, simple solutions leave you exposed. Mike Douglas unpacks the most common financial mistakes retirees make, from relying on one “bucket” of money to ignoring taxes, inflation, and family preparedness. Learn why a purposeful…