How To Create a Retirement Paycheck, Step-by-Step

Turning your savings into a reliable paycheck in retirement isn’t as simple as it sounds. Mike Douglas outlines a step-by-step approach to creating retirement income, starting with predictable sources like Social Security and pensions before tapping investments. He explains how to identify your inc…

Why Spending in Retirement Feels Harder Than Saving

Is spending in retirement holding you back more than your savings ever did? From this past weekend’s radio show, Mike Douglas breaks down the challenge many retirees face when shifting from saving to spending. The episode explores how to evaluate big-ticket “splurges,” why confidence matters more t…

Dividend Income vs Annuities vs Bonds: What Works

Which retirement income strategy actually fits your plan—dividends, annuities, or bonds? Mike Douglas breaks down the strengths and trade-offs of each approach, from growth potential and market risk to stability and guaranteed income. He explains how dividend stocks can provide income with volatili…

SpaceX IPO: Opportunity or Overhyped Risk?

Is the SpaceX IPO a once-in-a-generation opportunity—or a setup for investor disappointment? Mike Douglas breaks down the risks and realities behind the massive $75B debut, including extreme valuation, insider dynamics, and the “pop and drop” effect. He explains how hype, index fund demand, and inv…

The 4% Rule: Does It Still Work?

Does the 4% rule still hold up in today’s market—or is it time to rethink the strategy? In this episode, Mike Douglas explains why the once-popular rule has shifted from a fixed formula to a flexible guideline. He breaks down current research, changing market conditions, and how factors like inflat…

Are Roth Conversions Based on Bad Math?

Are you relying too much on a calculator to make retirement decisions? In this episode from this past weekend’s radio show, Mike Douglas breaks down the growing uncertainty around inflation, job stability, and tax policy—and how those factors affect retirement planning. The conversation explores Ro…

How to Turn Your Savings Into Retirement Income Without Running Out

What does it really take to turn your savings into dependable income in retirement? In this episode, Mike Douglas outlines the key components of building a practical income strategy, including defining your income needs, creating a flexible withdrawal approach, and using a bucket strategy to manage…

The Small Mistakes That Can Derail Retirement

Are small financial decisions quietly turning into bigger problems over time? In this episode from this past weekend’s radio show, Mike Douglas discusses why retirement planning isn’t just about markets, but about life changes, priorities, and preparation. The conversation covers addressing issues …

Social Security FAQs: What’s the Best Age to Claim? Can I Work and Collect? Will I Pay Taxes?

When should you claim Social Security—and what could it mean for your income? This episode breaks down five of the most common questions surrounding Social Security, including when to start benefits, how working impacts payments, and how spousal and divorce benefits are calculated. Mike Douglas als…

The Hidden Risks Behind “We’re Fine” in Retirement

What happens when “we’re fine” isn’t the full picture? In this episode from this past weekend’s radio show, Mike Douglas explores how hidden risks can surface as retirement approaches. Using real-life examples, the conversation highlights common warning signs—like relying too heavily on the market,…