Market volatility doesn’t just rattle portfolios—it can expose gaps in retirement income planning. In this episode of Michigan’s Retirement Coach, pulled from this past weekend’s radio show, Mike Douglas breaks down why diversification means more than stocks and bonds. The discussion explores income strategies, tax considerations, longevity planning, and how different income sources work together when markets rise or fall. Real‑life retirement scenarios highlight why relying on averages, outdated rules, or fear‑based headlines can leave retirees unprepared for longer lives and changing financial conditions.

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