401(k) Dogs: How to Avoid Them and Get the Most Out of Your Retirement Savings Plan

Many 401(k) plans have high fees and offer mediocre investment options. This can lead to lower returns for retirees. To avoid the dogs in your 401(k) plan, you need to do your research. In this episode of Michigan's Retirement Coach podcast, Mike provides insights to help you choose the best inves…

The Issues with The 4% Rule For Retirement

Mike Douglas helps break down the math that impacts the rule of 4% for retirement and why it's outdated.  He shares the recent research that indicates the rule of 4% only has a 50% success rate and what you can do to secure your financial future. Like this episode? Follow, rate and share! Don't s…

How Much Income Do You Need in Retirement?

If you're nearing retirement or already retired, Mike gives you the tools you need to make sure you have enough income to live a comfortable and enjoyable retirement. In this episode he talks about the income replacement formula and how it can be used to determine how much income you need in retir…

The Importance of Attitude in Retirement Planning

If you're feeling stressed or overwhelmed about your retirement, this episode is for you. Mike will help you change your attitude and take control of your financial future. In this episode of the podcast, Mike Douglas talks about the importance of attitude in retirement planning.  He addresses how…

Mastering Your 401(k) And Avoiding Common Retirement Mistakes

Host Mike Douglas, CFP® and co-host Heather Branch uncover the pitfalls of 401(k) planning. Learn how to estimate retirement costs accurately, diversify beyond target date funds, and rebalance your portfolio. From underestimating the true cost of retirement to relying solely on target date funds, …

Avoid Financial Assumptions And Secure Your Retirement

In this episode, Mike Douglas, Michigan's Retirement Coach, delves into the dangers of making financial assumptions in your retirement planning. Drawing inspiration from the classic sitcom "Seinfeld," Mike discusses how assumptions can lead to long-term discomfort and uncertainty. He emphasizes th…

Navigating Retirement Challenges: Insights from Michigan's Trusted Retirement Coach

Join Michigan's Retirement Coach, Mike Douglas, for an insightful discussion on the evolving financial industry landscape. In this episode, Mike and his team share valuable insights on how individuals can prepare for a secure financial future that goes beyond a mere product-centric approach. They …

Tony Bennett's Legacy: Family, Trust, and Financial Flourishing

Join Mike Douglas and Heather Branch on this episode of Michigan's Retirement Coach podcast as they explore the crucial elements of family, trust, and financial planning for a prosperous retirement and lasting legacy. Discover the inspiring story of Tony Bennett, the legendary musician, who faced …

Talking about finances: The science behind fear explained

Sometimes the way we feel about money and finances stems from the behaviors of our parents and grandparents. In this week's captivating episode, Mike Douglas shares real stories of clients, unraveling the link between our financial behaviors and family influences. Explore the mesmerizing world of n…

Smart Retirement Planning: Tackling Surprise Taxes and Securing Your Future

In this episode of Michigan's Retirement Coach podcast, Mike Douglas delves into the importance of smart retirement planning and understanding the impact of taxes on your financial future. Join Mike and co-host Heather Branch as they discuss how many people underestimate the effects of inflation a…