Taxes in Retirement – Roth Conversions Explained Simply

Could today's tax rates make a bigger difference to your retirement than you realize? In this episode, Mike Douglas breaks down the basics of Roth conversions, why they’ve gained attention in recent years, and how changes in tax law have influenced retirement planning conversations. Learn the diffe…

Are Higher Interest Rates Changing Your Retirement Strategy?

What if rising interest rates are creating opportunities and risks for your retirement at the same time? In this episode from this past weekend’s radio show, Mike Douglas explains how recent interest rate changes can affect retirement income, investments, and planning decisions. He discusses strate…

How Different Retirement Accounts are Taxed

Not all retirement accounts are created equal, and misunderstanding the difference could have a major impact on your tax bill. In this episode, Mike Douglas explains how traditional IRAs, Roth IRAs, 401(k)s, brokerage accounts, and inherited accounts are taxed differently. He discusses common mista…

Would a Financial Windfall Change Your Life or Complicate It?

What happens when a sudden windfall lands in your lap and you have no plan for it? On this episode from this past weekend’s radio show, Mike Douglas discusses the biggest mistakes people make after receiving an inheritance, lottery winnings, a bonus, or other unexpected wealth. He shares real-life …

5 High-Impact Strategies Most Will Never Use

What if some of the most effective retirement strategies are the ones investors ignore? In this episode, Mike Douglas discusses five often-overlooked planning moves that can have a meaningful impact on retirement preparation, including consolidating accounts, capturing the full employer match, eval…

Is the Real Retirement Risk Your Reaction to Market Corrections?

Could the biggest risk to your retirement be how you react to market volatility? From this past weekend’s radio show, Mike Douglas discusses why market corrections may feel different in today’s technology-driven investing environment and what retirees should consider when preparing for downturns. H…

Investing In Retirement: How Your Investments Should Change in Your 50s & 60s

The investing rules that helped grow your retirement savings may not be the same ones you need as retirement approaches. In this episode of Michigan’s Retirement Coach, Mike Douglas explains what should change, what should stay the same, and the common mistakes investors make when transitioning fro…

Investing In Retirement: How Much Cash Should Retirees Keep?

How much cash is too much, and how little could leave your retirement vulnerable? In this episode, Mike Douglas explores the role cash plays in a retirement strategy, including how it can provide flexibility during market volatility and help cover unexpected expenses. He discusses the risks of hold…

Are Hidden Retirement Taxes Reducing Your Income?

Could your retirement income trigger taxes and higher Medicare costs you didn’t expect? From this past weekend’s radio show, Mike Douglas discusses how required minimum distributions (RMDs), Social Security taxation, capital gains, and Medicare premiums can work together in retirement. He explains …

Investing In Retirement: Should Retirees Still Own Stocks?

Could playing it too safe in retirement create risks of its own? In this episode, Mike Douglas explores the role stocks can play in a retirement portfolio and why retirement planning is about more than simply preserving assets. He discusses how inflation can affect purchasing power over time, the b…