Does the 4% rule still hold up in today’s market—or is it time to rethink the strategy? In this episode, Mike Douglas explains why the once-popular rule has shifted from a fixed formula to a flexible guideline. He breaks down current research, changing market conditions, and how factors like inflation, longevity, and volatility impact withdrawal strategies. The conversation highlights why adaptability matters and what retirees should consider when building an income plan that responds to changing conditions.

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