Is the real risk to your retirement a market downturn, or not having a plan when one happens? In this episode from this past weekend's radio show, Mike Douglas discusses why investors remain nervous despite strong markets, how to prepare for market corrections, and the importance of building a retirement plan around income, taxes, investments, and long-term goals. He also explains why tax-smart planning matters more than ever as retirees face growing IRA balances, Medicare considerations, and future tax liabilities.

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