Is your retirement plan stuck in the dial-up era? In this episode, Michigan’s Retirement Coach Mike Douglas breaks down the four outdated elements that could be dragging your financial future offline: old advice, old investments, old technology, and yes—even old advisors. From phantom capital gains to spreadsheet planning pitfalls, Mike explains why modern retirement strategies demand more than yesterday’s tools. Tune in for a candid, tech-savvy conversation on how to upgrade your financial planning for today’s retirement realities.

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