Is Social Security really running out—or is the real story more complicated? In this episode, Mike Douglas breaks down what recent headlines are getting right and wrong about Social Security’s future. He explains the projected timeline for trust fund shortfalls, how benefits could be impacted, and why the system isn’t expected to disappear. The conversation also covers potential policy changes, the role of payroll taxes, and practical considerations individuals may weigh when planning for retirement income in the years ahead.

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