Are you paying tax on the seed or the harvest? This episode of Kickin’ with the Rickens breaks down the real differences between 401(k)s and IRAs, explores Roth versus traditional options, and reveals how your choices today impact your retirement tax bill. Join Gerry Ricken & Heidi Ricken Provost for clear explanations, practical examples, and candid advice to help you navigate the changing landscape of retirement planning.

Get your complimentary meeting with Heidi and Gerry to make a comprehensive plan for your retirement – call 314-442-6476 or go to RickenFinancial.com.

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