What if the money you feel safest holding is actually the money holding you back? In this episode, David Meche breaks down the concept of “dead money” — funds that look secure on the surface but quietly lose value, limit growth, and erode long‑term financial confidence. David explains where dead money typically hides, why inflation makes idle cash more costly than people realize, and how shifting from accumulation to income planning changes everything as retirement approaches. From emergency reserves to risk tolerance to purpose‑driven investing, this conversation helps listeners rethink how every dollar should work for them, not against them.

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