Why Are So Many Retirees Turning to Annuities Right Now?

Why are annuity sales hitting record highs when most Americans still aren't sure what an annuity actually is? In this episode of Your Retirement, David Meche cuts through the confusion surrounding one of retirement planning's most misunderstood tools. He explains the differences between variable an…

Could Your Retirement Plan Survive a Social Security Reduction?

If Social Security benefits are reduced in the future, how much of your retirement plan is prepared to handle the gap? In this episode of Your Retirement, David Meche explores growing concerns surrounding Social Security's long-term outlook and what retirees can do today to prepare. He discusses in…

Why Is Spending Money in Retirement Harder Than Saving It?

You've spent decades learning how to save money, but has anyone ever taught you how to spend it in retirement? In this episode of Your Retirement, David Meche explores one of retirement's biggest challenges: turning a lifetime of savings into a reliable income stream. He discusses the psychological…

Are You Sitting on a Retirement Tax Time Bomb?

You may have spent decades building your retirement nest egg, but have you planned for the tax bill waiting on the other side? In this episode of Your Retirement, David Meche explores why retirement isn't just about how much you've saved, it's about how much you get to keep. He discusses common tax…

Are You Neglecting the Most Important Retirement Checkup?

Are you giving your financial health the same attention you give your physical health as you age? In this episode, David Meche explores the key financial checkups to consider throughout your 50s, 60s, and beyond. From understanding your spending habits and maximizing retirement savings to planning …

What Can Baseball Teach You About a More Successful Retirement?

What if a successful retirement looks less like hitting a grand slam and more like getting on base consistently? In this episode, David Meche uses lessons from baseball to explain why steady progress often matters more than taking big risks as retirement approaches. He discusses the importance of s…

Are RMDs the Hidden Tax Surprise in Retirement?

What if your retirement savings comes with a tax bill bigger than you expected? In this episode of Your Retirement with David Meche, David breaks down required minimum distributions (RMDs): what they are, when they start, and why they can create unexpected tax challenges later in life. He explores …

Why Women Must Plan Differently for Retirement

What happens to your retirement plan when you suddenly have to manage it alone? In this episode of Your Retirement with David Meche, David explores the reality that many women will spend decades navigating retirement on their own, and why preparation is critical. He discusses how caregiving years, …

Long Term Care: The Conversation Many Retirees Avoid

Long‑term care is one of the most overlooked—and emotionally complicated—risks in retirement planning. In this episode of Your Retirement with David Meche, David explores what long‑term care really looks like today, why many families are caught off guard, and how misconceptions about Medicare and a…

The Silent Risk in Retirement: Understanding Inflation

Inflation may sound like a headline issue, but for retirees it quietly shapes everyday decisions long after the news cycle moves on. In this episode of Your Retirement with David Meche, David unpacks what inflation really means for those nearing or living in retirement. He discusses why inflation f…