The Retirement Descent: Planning Beyond the Summit

What does climbing Mount Everest have in common with retirement? Both require careful planning for the journey down, not just the ascent. In this episode, host David Meche of Meche and Associates discusses why reaching your savings goal is only half the battle—and how a solid income plan, emergency…

Planning for the Unknown: Retirement Strategies That Work

What do alien visitors and retirement planning have in common? Both remind us that the future is full of unknowns. In this episode, host David Meche, president of Meche and Associates, explores how to prepare for surprises in retirement—whether it’s market volatility, recessions, inflation, or chan…

What Shohei Otani’s Contract Teaches Us About Retirement

Shohei Otani’s headline-making contract isn’t just a sports story—it’s a lesson in financial strategy. In this episode, David Meche explains how deferred payments, like Otani’s, can inspire smarter retirement planning for everyday people. Discover how annuities and income deferral can help retirees…

The RMD Roadmap: Avoiding Costly Retirement Mistakes

Turning 73 means Uncle Sam comes calling for your retirement savings—are you ready for required minimum distributions (RMDs)? In this episode, financial expert David Meche breaks down the do’s and don’ts of RMDs, revealing why timing and strategy matter more than most retirees realize. Discover how…

Social Security Secrets: Finding Clarity in Retirement Chaos

Did you know there are over 500 ways to claim Social Security? In this episode, David Meche unpacks the maze of retirement income options and reveals how faith, family, and purpose guide his approach to financial well-being. Whether you’re planning ahead or already retired, discover why Social Secu…

Is Your Retirement Plan Past Its Expiration Date?

Are you following retirement advice that’s past its expiration date? In this episode, David Meche reveals why classic rules like the 4% rule and “debt-free by retirement” may not fit today’s realities. Guided by faith, family, and purpose, David shares how to refresh your retirement strategy with g…

When Life Happens—Are You Ready for Medical Expenses?

What if a single health event could change your entire retirement plan? In this episode, David Meche shares personal stories and expert advice on preparing for healthcare costs in retirement, from long-term care to building income streams that last. Discover why planning for medical expenses is ess…

Don’t Let Uncle Sam Take More—Q4 Tax Moves You Need

Ready to keep more of what you’ve earned? This episode dives into smart, actionable tax strategies for Q4, including Roth conversions, maximizing retirement contributions, and capital gains planning. Host and financial coach David Mesh breaks down what you need to know before year-end, from avoidin…

Determining the amount needed to retire

Kevin Blanchard discusses that magic number prospective retirees what to know: how much they need to retire and not go broke. Kevin shares the factors that go into knowing this number and why accounting for inflation is crucial. Kevin also talks about the modeling software that Meche and Associates…

Defining and strategizing for RMDs  

Kevin Blanchard discusses an oft-overlooked task of retirement – the required minimum distribution. Kevin shares at what age most people have to start drawing off of certain retirement accounts, to which counts this rule applies, and how the IRS determines what people owe. Kevin also reveals how th…