The Financial Talks Every Couple Needs Before and During Retirement

Money conversations can feel awkward but avoiding them can leave couples unprepared when life changes. In this episode, David Meche explores the financial conversations every couple should be having, especially as retirement approaches. Using relatable examples and real‑world experience, the discus…

Why Tax Season Feels So Stressful—and What Most People Miss

Tax season has a way of exposing the details most people wish they’d caught sooner. In this episode, David Meche breaks down a practical tax‑season checklist and explains why filing taxes and actively planning for them are two very different things. The conversation explores how overlooked income s…

The Annuity Puzzle: Income Tool or Unnecessary Complexity?

Annuities are selling at record levels—yet most people can’t explain what they actually are. In this episode of Your Retirement, David Meche tackles the confusion, misconceptions, and “bad rap” surrounding annuities and why they remain one of the most misunderstood tools in retirement planning. The…

The Most Dangerous Part of Retirement Is the Finish Line

One wrong move near the finish line can undo years of progress — and retirement works the same way. In this episode, David Meche uses the high‑speed world of Olympic downhill skiing as a powerful analogy for the retirement “decumulation” phase, where risk, timing, and income decisions matter most. …

Why Retirement Needs More Than a Single Paycheck

What if your entire retirement plan depended on a single source of income – would it be enough to protect you? In this episode, David Meche explains why relying on only one “faucet” in retirement can leave you vulnerable, and how building multiple income streams can help you stay financially steady…

Why Idle Cash May Be Your Biggest Retirement Risk

What if the money you feel safest holding is actually the money holding you back? In this episode, David Meche breaks down the concept of “dead money” — funds that look secure on the surface but quietly lose value, limit growth, and erode long‑term financial confidence. David explains where dead mo…

The Retirement Descent: Planning Beyond the Summit

What does climbing Mount Everest have in common with retirement? Both require careful planning for the journey down, not just the ascent. In this episode, host David Meche of Meche and Associates discusses why reaching your savings goal is only half the battle—and how a solid income plan, emergency…

Planning for the Unknown: Retirement Strategies That Work

What do alien visitors and retirement planning have in common? Both remind us that the future is full of unknowns. In this episode, host David Meche, president of Meche and Associates, explores how to prepare for surprises in retirement—whether it’s market volatility, recessions, inflation, or chan…

What Shohei Otani’s Contract Teaches Us About Retirement

Shohei Otani’s headline-making contract isn’t just a sports story—it’s a lesson in financial strategy. In this episode, David Meche explains how deferred payments, like Otani’s, can inspire smarter retirement planning for everyday people. Discover how annuities and income deferral can help retirees…

The RMD Roadmap: Avoiding Costly Retirement Mistakes

Turning 73 means Uncle Sam comes calling for your retirement savings—are you ready for required minimum distributions (RMDs)? In this episode, financial expert David Meche breaks down the do’s and don’ts of RMDs, revealing why timing and strategy matter more than most retirees realize. Discover how…