One wrong move near the finish line can undo years of progress — and retirement works the same way. In this episode, David Meche uses the high‑speed world of Olympic downhill skiing as a powerful analogy for the retirement “decumulation” phase, where risk, timing, and income decisions matter most. The conversation explores why strategies that worked during your working years may not translate safely into retirement, and highlights common hazards like market volatility, income loss after a spouse’s death, rising healthcare costs, taxes, and Medicare surcharges. Listeners are encouraged to rethink risk, prioritize income planning, and understand why the downhill phase of retirement requires a very different approach.

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