What is the average net worth you should have before consulting a financial advisor? David Meche of Meche and Associates discusses how fees in your 401(k) vary depending on the size of your company and how to calculate your retirement income gap. 

What is the average net worth you should have before consulting a financial advisor? David Meche of Meche and Associates discusses how fees in your 401(k) vary depending on the size of your company and how to calculate your retirement income gap.

David Meche has been helping families in Louisiana retire for over 30 years. Each week, he shares the wisdom he has gained through his experience to help you build a plan for a successful retirement.

Your Retirement with David Meche

What is the average net worth you should have before consulting a financial advisor? David Meche of Meche and Associates discusses how fees in your 401(k) vary depending on the size of your company and how to calculate your retirement income gap.

Picking a stock vs Playing the market

Shohei Otani’s headline-making contract isn’t just a sports story—it’s a lesson in financial strategy. In this episode, David Meche explains how deferred payments, like Otani’s, can inspire smarter retirement planning for everyday people. Discover how annuities and income deferral can help retirees manage risk, create predictable income, and address the fear of outliving savings. David breaks down common misconceptions about annuities, the emotional side of shifting from saving to spending, and why a personalized plan matters. Whether you’re nearing retirement or just curious, this conversation offers clarity on turning uncertainty into confidence.

 

Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/

And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/

FB: https://www.facebook.com/mecheandassociates

Shohei Otani&rsquo;s headline-making contract isn&rsquo;t just a sports story&mdash;it&rsquo;s a lesson in financial strategy. In this episode, David Meche explains how deferred payments, like Otani&rsquo;s, can inspire smarter retirement planning for everyday people. Discover how annuities and income deferral can help retirees manage risk, create predictable income, and address the fear of outliving savings. David breaks down common misconceptions about annuities, the emotional side of shifting from saving to spending, and why a personalized plan matters. Whether you&rsquo;re nearing retirement or just curious, this conversation offers clarity on turning uncertainty into confidence.
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Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: <a href="https://mecheassociates.com/contact/">https://mecheassociates.com/contact/</a>
And learn more about the next seminar with David Meche here: <a href="https://mecheassociates.com/events/">https://mecheassociates.com/events/</a>
FB: <a href="https://www.facebook.com/mecheandassociates">https://www.facebook.com/mecheandassociates</a>

What Shohei Otani’s Contract Teaches Us About Retirement

Turning 73 means Uncle Sam comes calling for your retirement savings—are you ready for required minimum distributions (RMDs)? In this episode, financial expert David Meche breaks down the do’s and don’ts of RMDs, revealing why timing and strategy matter more than most retirees realize. Discover how pulling funds in equal installments can protect your nest egg, why tax planning is crucial, and how to avoid costly mistakes when the market dips. Whether you’re years away or facing your first RMD, this conversation will help you approach retirement with confidence and clarity.

 

Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/

And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/

FB: https://www.facebook.com/mecheandassociates

Turning 73 means Uncle Sam comes calling for your retirement savings&mdash;are you ready for required minimum distributions (RMDs)? In this episode, financial expert David Meche breaks down the do&rsquo;s and don&rsquo;ts of RMDs, revealing why timing and strategy matter more than most retirees realize. Discover how pulling funds in equal installments can protect your nest egg, why tax planning is crucial, and how to avoid costly mistakes when the market dips. Whether you&rsquo;re years away or facing your first RMD, this conversation will help you approach retirement with confidence and clarity.
&nbsp;
Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: <a href="https://mecheassociates.com/contact/">https://mecheassociates.com/contact/</a>
And learn more about the next seminar with David Meche here: <a href="https://mecheassociates.com/events/">https://mecheassociates.com/events/</a>
FB: <a href="https://www.facebook.com/mecheandassociates">https://www.facebook.com/mecheandassociates</a>

The RMD Roadmap: Avoiding Costly Retirement Mistakes

Did you know there are over 500 ways to claim Social Security? In this episode, David Meche unpacks the maze of retirement income options and reveals how faith, family, and purpose guide his approach to financial well-being. Whether you’re planning ahead or already retired, discover why Social Security isn’t one-size-fits-all, how to weigh health and family priorities, and what to do as pensions fade and government benefits face uncertainty. David shares practical tips for optimizing income, preparing younger generations, and harnessing the power of compound interest for a secure future.

 

Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/

And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/

FB: https://www.facebook.com/mecheandassociates

Did you know there are over 500 ways to claim Social Security? In this episode, David Meche unpacks the maze of retirement income options and reveals how faith, family, and purpose guide his approach to financial well-being. Whether you&rsquo;re planning ahead or already retired, discover why Social Security isn&rsquo;t one-size-fits-all, how to weigh health and family priorities, and what to do as pensions fade and government benefits face uncertainty. David shares practical tips for optimizing income, preparing younger generations, and harnessing the power of compound interest for a secure future.
&nbsp;
Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: <a href="https://mecheassociates.com/contact/">https://mecheassociates.com/contact/</a>
And learn more about the next seminar with David Meche here: <a href="https://mecheassociates.com/events/">https://mecheassociates.com/events/</a>
FB: <a href="https://www.facebook.com/mecheandassociates">https://www.facebook.com/mecheandassociates</a>

Picking a stock vs Playing the market

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