Your Personal Bank
Your Personal Bank
Your Personal Bank is a powerful financial tool often used by banks, corporations, and the wealthy. No other financial vehicle comes close to giving you the advantages of a properly structured and maintained Your Personal Bank policy. The Your Personal Bank concept is often misunderstood by many people, including most legal, tax, and financial advisors. Lack of information and improperly structu…Follow the podcast:
02/21/26 Ferenc Shares Several Recent Client Meetings, Including How a Client Received a 20% Return with their Index Annuity Last Year
Ferenc shares several interesting recent client meetings. Many listeners will gain valuable financial insights. 1. An annual review with a client who received 20% return with their index annuity this past year. 2.A review with a client that invested in index annuities and high cash value…
59:59
02/14/26 Precious Metals Continue Massive Volatility
Gold dropped 5% while Silver fell 10% in one day recently. The S&P 500 Index has stayed in a range between 6800 and 7000 since the beginning of the year. 2026 may become known as the year of volatility. This is not a surprise. I stated about a month ago that gold and silver had increased in value …
59:59
02/09/26 Gold and Silver Values Plunge
Gold prices have dropped suddenly after a historic increases over the past year. Silver plunged 26% in one day, the largest drop in history. Gold and to a lessor degree silver prices had increased dramatically due to concerns about inflation and excess money printing by the Federal Reserve. Levera…
59:59
50% of the Housing Market is Chasing the 7% of Total Homebuyers That Can Afford a Home That Do Not Already Own
A household needs $132,000 income to afford the median home. Only 31% of households can afford the median home. The median age of homebuyers is 59. The average age of first-time homebuyers is 40. 77% of households earning $132,000+ already own their home. Therefore, 50% of the housing market is ch…
59:59
01/24/26 Trump banned large institutional investors from purchasing single family homes.
Trump just issued an executive order to ban large institutional investors from purchasing single family homes. He stated "A person sweats, works, buys one house and can't take depreciation". The average age of first time homebuyers is 40, the highest ever recorded. The average age of all homebuyer…
59:59
01/17/26 Real Estate Values are Likely to Continue to Decrease
The mortgage lock-in effect may be starting to ease. There are more mortgage holders with 6%+ rates than sub 3% mortgages for the first time since 2020. As more existing homeowners have higher interest rates they may be more willing to sell their homes. More houses for sale likely will lead to r…
59:59
Trump Proposes Banning Institutional Investors from Buying Single Family Homes
Will Trump's proposal to ban large institutional investors from buying single family homes reduce housing prices. His statement "People live in homes, not corporations" sounds good on the surface. The housing affordability crisis was caused by: 1. The Federal Reserve reduced interest rates too …
59:59
01/03/25 2026 is Starting with a Bang! Massive Fraud Exposed
Citizen journalist Nick Shirley posted a documentary exposing the fraud perpetrated by the Somali community in Minnesota.He visited multiple daycare centers that have received multiple millions of dollars annually yet there is no evidence of any children ever being present. The fraud is estimated t…
59:59
12-27-25 Successful Goal Setting and the Wheel of Life
Ferenc shares his popular annual successful goal setting message! He shares life-changing ideas on how to identify areas of your life that could use improvement using the Wheel of Life. Ferenc also shares the 4 steps to successfully accomplish goals. Many listeners have shared successful goal s…
59:59
12/20/25 Ferenc Personal Story
Ferenc shares deeply personal triumphs and tragedies that affected his life. This will help you better understand how he comes to his ideas and conclusions.
59:59