01/17/26 Real Estate Values are Likely to Continue to Decrease

The mortgage lock-in effect may be starting to ease. There are more mortgage holders with 6%+ rates than sub 3% mortgages for the first time since 2020.  As more existing homeowners have higher interest rates they may be more willing to sell their homes. More houses for sale likely will lead to r…

Trump Proposes Banning Institutional Investors from Buying Single Family Homes

Will Trump's proposal to ban large institutional investors from buying single family homes reduce housing prices. His statement "People live in homes, not corporations" sounds good on the surface.  The housing affordability crisis was caused by: 1. The Federal Reserve reduced interest rates too …

01/03/25 2026 is Starting with a Bang! Massive Fraud Exposed

Citizen journalist Nick Shirley posted a documentary exposing the fraud perpetrated by the Somali community in Minnesota.He visited multiple daycare centers that have received multiple millions of dollars annually yet there is no evidence of any children ever being present. The fraud is estimated t…

12-27-25 Successful Goal Setting and the Wheel of Life

Ferenc shares his popular annual successful goal setting message! He shares life-changing ideas on how to identify areas of your life that could use improvement using the Wheel of Life. Ferenc also shares the 4 steps to successfully accomplish goals.  Many listeners have shared successful goal s…

12/20/25 Ferenc Personal Story

Ferenc shares deeply personal triumphs and tragedies that affected his life. This will help you better understand how he comes to his ideas and conclusions.

12/13/25 The Solution to the Affordability Problem is Less People Who Don't Belong Here

Officially, there are 53 million foreign-born people in currently in the US. That is about 1 in 7 people.  This is higher both in total number and percentage than the peak of the Ellis Island period.  42 million people currently are on the food stamp program (SNAP). 48% are illegal aliens, 34% are …

12/06/25 80% of Indexes in Annuities and IUL's Average Low Single Digit Returns. 20% Average 10-12%. How to Find Them

Index Annuities and Index Universal Life products sometimes receive a bad reputation due to low returns.   To win a horse race you need a fast horse and a good rider.   The index is the horse. An index that has a strong history of returns is more likely to continue significant future returns vs…

11/29/25 Just Like You Need a Fast Horse and Great Rider to Win a Horse Race, You Need a Strong Index and Great Strategy to Maximize Index Returns. 

Ferenc shares how he can help you increase your index returns 2-10X annually on your index annuity or index universal life policy while eliminating downside market risk. Nvidia CEO, Jensen Huang, recently stated "The whole world would've fallen apart" if Nvidia missed earnings expectations. The wor…

11/22/25 We Need a Marshall Plan to Improve Housing Affordability

The medium age of all homebuyers is a record breaking 59. First-time homebuyers average age 40, up from age 29 in 1981. This is the result of not building enough houses and allowing too many people in our country, both legally and illegally.  We need big solutions to solve big problems. Some are c…

11/15/25 How Index Annuites and Index Universal Life provide Unlimited Potential without Downside Market Risk

This is the "Golden Era" of fixed assets. This is the best time in 40+ years to establish an index product! This is due to many factors, including higher bond yields (interest rates).   Index annuities and Index Universal Life (IUL) allows you to:  Grow your money safely, without market risk. Pr…