On this episode of Where You Live, Gene Sullivan discusses an often-overlooked part of homeownership: the cost of monthly association dues. Gene explains how buyers can sometimes fail to include HOA fees when calculating their monthly housing expenses, leading to unexpected financial strain and, in some cases, frustration that gets directed toward others.

Gene also features an audio news story about homeowners who were hit with a significant HOA assessment to pay for new roofing. The conversation highlights an important reality of association living: deferred maintenance eventually has to be addressed—and someone ultimately has to pay for it. Tune in for an important discussion about HOA costs, financial planning, and the responsibilities that come with owning a home in an association.