Are you a “time optimist” when it comes to retirement planning? In this episode, Bryan Gaiser breaks down how procrastination and underestimating timelines can sabotage your financial future. From missed savings opportunities to overlooked budgeting and tax strategies, Brian shares real-life examples and practical tips to help you take control—before it’s too late. Learn how small adjustments today can lead to big results tomorrow.

 

Schedule your complimentary appointment today:gaiserfinancial.com

 

Follow us on social media:Facebook | LinkedIn

 

Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI. 

Are you a &ldquo;time optimist&rdquo; when it comes to retirement planning? In this episode, Bryan Gaiser breaks down how procrastination and underestimating timelines can sabotage your financial future. From missed savings opportunities to overlooked budgeting and tax strategies, Brian shares real-life examples and practical tips to help you take control&mdash;before it&rsquo;s too late. Learn how small adjustments today can lead to big results tomorrow.
&nbsp;
Schedule your complimentary appointment today: <a href="https://gaiserfinancial.com/">gaiserfinancial.com</a>
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/GaiserFinancialGroup">Facebook</a> | <a href="https://www.linkedin.com/company/gaiser-financial-group/">LinkedIn</a>
&nbsp;
Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.&nbsp;

Learn valuable retirement planning strategies from financial advisor Bryan Gaiser in Greater Greensboro, NC. We cover all the retirement planning topics that keep you up at night: Investing, taxes, market volatility, and estate planning. Bryan will help you feel prepared, safe, and empowered for your retirement journey.

Wealth Thru Wisdom

Time Optimists Beware: Retirement Won’t Wait

What if your biggest Social Security mistake happens years before you file? In this episode, Bryan Gaiser breaks down why claiming decisions are rarely straightforward and how taxes, income sources, and family dynamics all shape the right strategy. He shares real client scenarios that illustrate how timing, flexibility, and long‑term planning can influence lifetime benefits. From understanding spousal and ex‑spousal options to knowing when IRA withdrawals make more sense than starting Social Security early, this conversation highlights the value of seeing the whole financial picture before making a move.

 

Schedule your complimentary appointment today:gaiserfinancial.com

 

Follow us on social media:Facebook | LinkedIn

 

Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI. 

What if your biggest Social Security mistake happens years before you file? In this episode, Bryan Gaiser breaks down why claiming decisions are rarely straightforward and how taxes, income sources, and family dynamics all shape the right strategy. He shares real client scenarios that illustrate how timing, flexibility, and long‑term planning can influence lifetime benefits. From understanding spousal and ex‑spousal options to knowing when IRA withdrawals make more sense than starting Social Security early, this conversation highlights the value of seeing the whole financial picture before making a move.
&nbsp;
Schedule your complimentary appointment today: <a href="https://gaiserfinancial.com/">gaiserfinancial.com</a>
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/GaiserFinancialGroup">Facebook</a> | <a href="https://www.linkedin.com/company/gaiser-financial-group/">LinkedIn</a>
&nbsp;
Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.&nbsp;

The Social Security Choice That Changes Everything

Are you giving your money real purpose in retirement, or just letting it slip away? Bryan Gaiser explores why having a spending plan matters, how budgeting and withdrawal strategies can transform your financial future, and why proactive planning leads to more meaningful choices. Discover stories of retirees who found joy and flexibility by organizing their finances and making every dollar count.

 

Schedule your complimentary appointment today:gaiserfinancial.com

 

Follow us on social media:Facebook | LinkedIn

 

Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI. 

Are you giving your money real purpose in retirement, or just letting it slip away? Bryan Gaiser explores why having a spending plan matters, how budgeting and withdrawal strategies can transform your financial future, and why proactive planning leads to more meaningful choices. Discover stories of retirees who found joy and flexibility by organizing their finances and making every dollar count.
&nbsp;
Schedule your complimentary appointment today: <a href="https://gaiserfinancial.com/">gaiserfinancial.com</a>
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/GaiserFinancialGroup">Facebook</a> | <a href="https://www.linkedin.com/company/gaiser-financial-group/">LinkedIn</a>
&nbsp;
Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.&nbsp;

Purposeful Spending: The Secret to Retirement Joy

Are you letting your retirement savings sit idle out of fear or confusion? Bryan Gaiser explores why so many people fall into “analysis paralysis” after rolling over their 401(k), and reveals overlooked options like fixed annuities, preferred stocks, and municipal bonds. Learn how strategic planning and understanding your choices can help you balance risk, maximize growth, and create reliable income for retirement.

 

Schedule your complimentary appointment today:gaiserfinancial.com

 

Follow us on social media:Facebook | LinkedIn

 

Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI. 

Are you letting your retirement savings sit idle out of fear or confusion? Bryan Gaiser explores why so many people fall into &ldquo;analysis paralysis&rdquo; after rolling over their 401(k), and reveals overlooked options like fixed annuities, preferred stocks, and municipal bonds. Learn how strategic planning and understanding your choices can help you balance risk, maximize growth, and create reliable income for retirement.
&nbsp;
Schedule your complimentary appointment today: <a href="https://gaiserfinancial.com/">gaiserfinancial.com</a>
&nbsp;
Follow us on social media: <a href="https://www.facebook.com/GaiserFinancialGroup">Facebook</a> | <a href="https://www.linkedin.com/company/gaiser-financial-group/">LinkedIn</a>
&nbsp;
Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.&nbsp;

Time Optimists Beware: Retirement Won’t Wait

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