The Social Security Choice That Changes Everything

What if your biggest Social Security mistake happens years before you file? In this episode, Bryan Gaiser breaks down why claiming decisions are rarely straightforward and how taxes, income sources, and family dynamics all shape the right strategy. He shares real client scenarios that illustrate ho…

Purposeful Spending: The Secret to Retirement Joy

Are you giving your money real purpose in retirement, or just letting it slip away? Bryan Gaiser explores why having a spending plan matters, how budgeting and withdrawal strategies can transform your financial future, and why proactive planning leads to more meaningful choices. Discover stories of…

Analysis Paralysis: Is Your Retirement Money Stuck in Neutral?

Are you letting your retirement savings sit idle out of fear or confusion? Bryan Gaiser explores why so many people fall into “analysis paralysis” after rolling over their 401(k), and reveals overlooked options like fixed annuities, preferred stocks, and municipal bonds. Learn how strategic plannin…

Heist Lessons: Protecting Your Retirement from Hidden Risks

What can a museum heist teach you about retirement? Bryan Gaiser unpacks the hidden risks of oversimplifying your financial security, revealing why planning for inflation, longevity, and healthcare is essential.   Schedule your complimentary appointment today:gaiserfinancial.com   Follow us on …

Medicare Mistakes That Could Cost You Thousands

Medicare decisions can make or break your retirement plan. Bryan Gaiser shares real-life stories and expert tips on navigating Medicare enrollment, avoiding costly mistakes, and coordinating withdrawals to minimize taxes and penalties. Learn why timing matters, how income impacts premiums, and why …

Retirement Headwinds: Are You Ready for the Unexpected?

What if the biggest threats to your retirement aren’t what you expect? Bryan Gaiser breaks down the four major headwinds—longevity, inflation, market volatility, and taxes—that can disrupt your financial plans. Learn how foundational strategies like budgeting, income management, and risk assessment…

Is Your Financial Junk Drawer Holding You Back?

Are you ready for the “stuff” that comes with retirement—both in your garage and your finances? This episode tackles the clutter of old accounts, required minimum distributions (RMDs), and end-of-year financial decisions. Bryan Gaiser explains why organizing your “financial junk drawer,” understand…

Unstuck: The Hidden Traps in Your Retirement Plan

Feeling stuck with your savings? Discover how small financial leaks can sink your retirement dreams and learn practical ways to get “unstuck”—from reevaluating your 401k and consolidating accounts to making smart moves before year-end. Join the conversation for real-life stories, actionable tips, a…

Year-End Money Moves: Are You Missing Out?

Is your financial checklist ready for the end of the year? This episode tackles the must-do tasks before January, from maximizing 401(k) and IRA contributions to leveraging HSAs and tax loss harvesting. Bryan Gaiser shares real stories and practical strategies for reviewing risk tolerance, balancin…

Retirement Headlines: What’s Fact, What’s Hype?

Are headlines about Social Security and interest rates making you anxious about retirement? This episode breaks down what’s really happening, explores the power of dividend-paying stocks, and shares real-life strategies for generating income in retirement. Bryan Gaiser explains how reinvesting divi…