What if your biggest Social Security mistake happens years before you file? In this episode, Bryan Gaiser breaks down why claiming decisions are rarely straightforward and how taxes, income sources, and family dynamics all shape the right strategy. He shares real client scenarios that illustrate how timing, flexibility, and long‑term planning can influence lifetime benefits. From understanding spousal and ex‑spousal options to knowing when IRA withdrawals make more sense than starting Social Security early, this conversation highlights the value of seeing the whole financial picture before making a move.

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Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.