Joe Murphy discusses the critical aspects of retirement planning, emphasizing the importance of having a tailored plan that considers longevity, healthcare costs, and social security. He highlights common misconceptions about social security and Medicare, the impact of inflation on retirement spending, and the significance of required minimum distributions and Roth conversions. The conversation also covers charitable giving strategies, portfolio management, and common retirement mistakes to avoid. Joe answers listener questions, providing insights into real-world retirement scenarios and the importance of proactive financial planning. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.