



Joe Murphy discusses essential indicators for retirement readiness
Joe Murphy discusses essential indicators for retirement readiness, including the importance of debt-free living, consistent saving habits, and diversifying income streams. He emphasizes the need for healthcare preparedness and lifestyle planning, as well as understanding retirement plans in the co…

Joe Murphy discusses how to crisis-proof your retirement plan amidst economic uncertainties.
Joe Murphy discusses how to crisis-proof your retirement plan amidst economic uncertainties. He emphasizes the importance of having an emergency fund, diversifying investments, and planning for healthcare costs. The conversation also delves into behavioral finance, highlighting how emotions can imp…

Joe Murphy discusses the common fears and misconceptions surrounding retirement planning.
Joe Murphy discusses the common fears and misconceptions surrounding retirement planning. He emphasizes the importance of having a comprehensive retirement plan, highlighting various traps that retirees often fall into, such as cashing out retirement accounts, overreliance on tax-deferred accounts,…

Joe Murphy discusses the importance of continuing to invest after retirement, addressing longevity risk, inflation, and the necessity of having an emergency fund.
Joe Murphy discusses the importance of continuing to invest after retirement, addressing longevity risk, inflation, and the necessity of having an emergency fund. He emphasizes the need for personalized asset allocation strategies based on individual risk tolerance and time horizon. The conversatio…

Joe Murphy discusses the significant impact of inflation on retirement planning.
Joe Murphy discusses the significant impact of inflation on retirement planning, highlighting the rising costs of food, healthcare, and the challenges retirees face in maintaining their purchasing power. He emphasizes the importance of safe investment options, understanding social security adjustme…

Joe Murphy discusses essential year-end financial strategies that could save you a bundle.
Joe Murphy discusses essential year-end financial strategies, including required minimum distributions (RMDs), tax loss harvesting, and the benefits of qualified charitable distributions (QCDs). He emphasizes the importance of Roth conversions, gifting strategies, and maximizing 401(k) contribution…

Joe Murphy discusses the essential aspects of retirement planning, emphasizing the importance of proactive strategies to ensure financial security.
Joe Murphy discusses the essential aspects of retirement planning, emphasizing the importance of proactive strategies to ensure financial security. Topics include the realities of healthcare costs, the implications of required minimum distributions, and the significance of social security timing. J…

“Retirement Myths, Mistakes, and Money Moves: Joe Murphy Answers Your Questions”
Joe Murphy discusses the critical aspects of retirement planning, emphasizing the importance of having a tailored plan that considers longevity, healthcare costs, and social security. He highlights common misconceptions about social security and Medicare, the impact of inflation on retirement spend…

Joe Murphy discusses the importance of planning for a long retirement, addressing longevity risk, inflation, and the emotional aspects of retirement planning.
Joe Murphy discusses the importance of planning for a long retirement, addressing longevity risk, inflation, and the emotional aspects of retirement planning. He emphasizes the need for multiple income streams, the significance of social security timing, and the necessity of having uncomfortable co…

Decumulation: The Retirement Phase No One Warned You About
After decades of building your wealth, are you ready to actually enjoy it? On this week’s Wealth Health Radio, Joe Murphy and Steve Sedahl dig into one of the most overlooked parts of retirement — decumulation — the art and science of spending what you’ve saved. From withdrawal strategies to manag…