Joe Murphy discusses essential indicators for retirement readiness, including the importance of debt-free living, consistent saving habits, and diversifying income streams. He emphasizes the need for healthcare preparedness and lifestyle planning, as well as understanding retirement plans in the context of changing economic landscapes. The conversation also touches on the influence of major financial institutions like BlackRock, maximizing social security benefits, and the significance of financial literacy. Joe provides insights on planning for long-term care expenses and managing concentrated stock risk, ultimately guiding listeners towards a secure and fulfilling retirement. Call or text 800-930-5905. Visit MWMFinancial.Tax to learn more.