NEW on the Real Talk Real Estate Podcast!

Is the adjustable-rate mortgage making a comeback?

Mention “ARM” and a lot of people flash back to 2008. But are today’s ARMs anything like the ones from back then?

This week, Jay and Andy dig into:
Why more buyers are taking a second look at ARMs right now
What a “5/1” actually means (and what happens when the rate resets)
Who an ARM might make sense for, and who should probably steer clear
What’s changed since the crash to protect borrowers

If rates have you stuck on “not right now,” this one’s worth a listen. Link in the comments

HOUSE OF THE WEEK
415 Richard St | Sky-Lin Park | Martinsburg, WV

Single-level living on nearly HALF AN ACRE? In Sky-Lin Park? Yep.

This all-brick rancher sits on a 0.47-acre level corner lot, much bigger than most in the neighborhood, and it’s fully fenced with wood privacy fencing. Garden, dogs, kids, a firepit, a future addition… the yard says “yes” to all of it.

$335,000
3 Bedrooms | 2 Full Baths | 1,624 sq ft

Here’s what you’re getting:
Hardwood floors in the living room, formal dining room AND all 3 bedrooms
Fireplace with brick surround and mantel
Kitchen with LVP flooring
Primary suite with private walk-in shower
Main-level laundry (no hauling baskets downstairs)
Replacement windows, water treatment system, heat pump + central A/C
OVERSIZED 2-car built-in garage, perfect workshop
500+ sq ft of unfinished basement space for storage
Covered front porch AND a covered back deck overlooking the yard
Storage shed + concrete driveway with room for 4 more vehicles

Room to spread out, everything on one floor, and a garage that might make your neighbors a little jealous.

Want a private tour? Call Jay Day And The Day Home Team at LPT Realty: 866-702-9038