Target Date Funds are supposed to move to less risk as you get closer to your retirement date. Does the concept work and is it working in this market?

Target Date Funds are supposed to move to less risk as you get closer to your retirement date. Does the concept work and is it working in this market?

“Unleash Your Wealth” is dedicated to empowering the investor and retirement saver with the information they need to expect more from their financial advisor. Raj Shah is the president and founder of SC Wealth Advisors in Chicago, Illinois. He and his team have more than a half a century combined experience working for their clients!

Learn more about Raj and his team at https://scwealthadvisors.com

Follow on Facebook, LinkedIn, and Twitter!

“Unleash Your Wealth” is dedicated to empowering the investor and retirement saver with the information they need to expect more from their financial advisor. Raj Shah is the president and founder of SC Wealth Advisors in Chicago, Illinois. He and his team have more than a half a century combined experience working for their clients!
Learn more about Raj and his team at <a href="https://scwealthadvisors.com">https://scwealthadvisors.com</a>
Follow on <a href="https://www.facebook.com/scwealthadvisors/">Facebook</a>, <a href="https://www.linkedin.com/in/rajan-shah-2a984454/">LinkedIn</a>, and <a href="https://twitter.com/SRRadioShow">Twitter</a>!

Unleash Your Wealth

Raj Shah is the president and founder of SC Wealth Advisors in Chicago, Illinois. He has been practicing income planning for more than 15 years. He focuses on wealth management and retirement strategies. “Unleash Your Wealth” is dedicated to empowering the investor and retirement saver with the information they need to expect more from their financial advisor.

Putting your 401(k) on auto pilot with Target Date Funds

What if the biggest threat to your retirement isn’t the market—but the assumptions you make about it? In this episode, Raj Shah and Rick Borek break down why emergency funds, Social Security timing, and portfolio risk aren’t one‑size‑fits‑all decisions. They explore real stories of people questioning when to retire, how much cash to keep, and whether they’re truly prepared for downturns. You’ll hear why market cycles vary, how guaranteed income strategies can help stabilize retirement plans, and why personalized analysis beats rules of thumb every time.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.

What if the biggest threat to your retirement isn&rsquo;t the market&mdash;but the assumptions you make about it? In this episode, Raj Shah and Rick Borek break down why emergency funds, Social Security timing, and portfolio risk aren&rsquo;t one‑size‑fits‑all decisions. They explore real stories of people questioning when to retire, how much cash to keep, and whether they&rsquo;re truly prepared for downturns. You&rsquo;ll hear why market cycles vary, how guaranteed income strategies can help stabilize retirement plans, and why personalized analysis beats rules of thumb every time.
For more information or to schedule a consultation with SC Wealth Advisors visit: <a href="https://scwealthadvisors.com/">scwealthadvisors.com</a>
Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.

Are You Saving Smart—or Saving Blind?

Retirement isn’t just about saving money — it’s about turning savings into dependable income that lasts. On this episode, Raj Shah and Rick Borek unpack real-life strategies for creating predictable retirement income, navigating rising living costs, and making informed decisions about Roth options, catch-up contributions, and Social Security timing. They break down why cookie‑cutter retirement “rules” often fail and how personalized planning can close income gaps, protect spouses, and build confidence for the decades ahead.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Retirement isn&rsquo;t just about saving money &mdash; it&rsquo;s about turning savings into dependable income that lasts. On this episode, Raj Shah and Rick Borek unpack real-life strategies for creating predictable retirement income, navigating rising living costs, and making informed decisions about Roth options, catch-up contributions, and Social Security timing. They break down why cookie‑cutter retirement &ldquo;rules&rdquo; often fail and how personalized planning can close income gaps, protect spouses, and build confidence for the decades ahead.
For more information or to schedule a consultation with SC Wealth Advisors visit: <a href="https://scwealthadvisors.com/">scwealthadvisors.com</a>
Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.&nbsp;

The Truth About Income Strategies No One Talks About

Are you letting market complacency quietly erode your retirement dreams? This episode dives into the hidden risks of “set it and forget it” investing, the pitfalls of orphaned 401(k)s, and why a balanced, forward-looking strategy is crucial for lasting wealth. Discover how debt management, family conversations, and proactive planning can safeguard your financial future—even when the market turns. Real stories, actionable insights, and expert analysis help you rethink your approach to retirement and legacy planning.

For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com

Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. 

Are you letting market complacency quietly erode your retirement dreams? This episode dives into the hidden risks of &ldquo;set it and forget it&rdquo; investing, the pitfalls of orphaned 401(k)s, and why a balanced, forward-looking strategy is crucial for lasting wealth. Discover how debt management, family conversations, and proactive planning can safeguard your financial future&mdash;even when the market turns. Real stories, actionable insights, and expert analysis help you rethink your approach to retirement and legacy planning.
For more information or to schedule a consultation with SC Wealth Advisors visit: <a href="https://scwealthadvisors.com/">scwealthadvisors.com</a>
Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner.&nbsp;

Putting your 401(k) on auto pilot with Target Date Funds

In 1 playlist(s)

Unleash Your Wealth

Social links

Follow podcast

Recent clips