Is a Six-Figure Income Still Enough for Retirement?

What happens when a six-figure income no longer feels like enough, especially in retirement? Raj Shah and Rick Borek discuss why many retirees underestimate future expenses, from healthcare costs and inflation to longevity and lifestyle goals. They explore strategies for building reliable retiremen…

What Would Dolly Do? Lessons on Legacy, Life, and Retirement

What if the biggest threat to your retirement isn't market volatility, but the taxes you don't see? This episode explores how legacy planning, charitable giving strategies, and tax-efficient investing can play a role in a comprehensive financial plan. Raj Shah and Rick Borek discuss charitable rema…

Your 401(k) Grew. Now What Happens When Retirement Starts?

What happens when a strong retirement portfolio faces a bear market, rising healthcare costs, or a surprise income gap? Raj Shah and Rick Borek discuss why growing a 401(k) is only part of the retirement equation. They explore strategies for turning savings into dependable income, managing risk as …

Is Your Retirement Ready for the Next Market Thunderstorm?

What happens when a strong market masks growing risks beneath the surface? On this episode, Raj Shah and Rick Borek discuss the gap between stock market gains and economic uncertainty, why many pre-retirees are reconsidering portfolio risk, and the challenges inflation creates for long-term retirem…

Your 401(k) Is Growing. But Is It Ready for Retirement?

What happens when a lifetime of saving becomes a retirement paycheck? On this episode, Raj Shah and Rick Borek discuss the key decisions retirees face, from managing 401(k) rollovers and required minimum distributions (RMDs) to evaluating Roth conversions and addressing market volatility. They expl…

Build the Ark Before the Market Storm Hits

What happens to your retirement plan when the market’s sunshine suddenly turns into a storm? Raj Shah and Rick Borek discuss why protecting gains during strong markets may be just as important as pursuing growth. They explore strategies designed to help manage downside risk, the importance of prepa…

The $1 Million Retirement Myth: What Really Matters?

Do you really need $1 million to retire, or is that just a retirement myth? Raj Shah and Rick Borek discuss why retirement success may depend more on income planning than hitting a specific savings target. They explore how guaranteed income strategies, Social Security, 401(k)s, fixed income options…

Market Highs, Social Security Risks, and the Retirement Planning Puzzle

Could today’s market highs and Social Security uncertainty be warning signs retirees can’t afford to ignore? Raj Shah and Rick Borek discuss why diversification matters as investors navigate market volatility, concentrated stock positions, and retirement income planning. They explore the risks of r…

The Retirement Advice That Worked Then—But Might Not Work Now

What if the retirement strategies that worked 30 years ago could leave today’s retirees unprepared? Steve Hoyl discusses how retirement planning has evolved, the impact of inflation on pensions and Social Security, and why experience matters when seeking financial guidance. They explore common reti…

Why Long-Term Care Could Be the Biggest Threat to Your Nest Egg

What if one health event could cost more than your retirement plan is built to handle? Raj Shah and Rick Borek discuss the growing impact of market volatility, inflation, and long-term care expenses on retirement planning. They explore why many retirees underestimate healthcare costs, review strate…