Retirement Reality Check: Gen X’s Biggest Financial Fears

Are you ready to face the retirement realities Gen X can’t ignore? This episode dives into the anxieties of outliving savings, the looming impact of Social Security reforms, and practical strategies for building lasting income streams. Discover how customized financial planning, income annuities, a…

The Truth About Emergency Funds and Social Security Decisions

Are you prepared for the unexpected twists in your financial journey? This episode dives into the real fears of running out of money, the importance of emergency funds, and how personalized planning can help you retire with confidence. Hear stories of everyday people facing tough retirement decisio…

The Hidden Dangers Lurking in Your Year-End Finances

Are you making costly mistakes in the name of saving money? Discover how year-end financial decisions, hidden “spaving” traps, and one-size-fits-all advice could jeopardize your retirement. Raj Shah and Rick Borek of SC Wealth Advisors reveal why a truly personalized approach to wealth management m…

Is Playing It Safe Costing You Your Retirement?

What if everything you thought about a stress-free retirement was wrong? This episode dives into the real stories behind retirement planning, from an 87-year-old who defies convention to the pitfalls of “safe” investments and the importance of adapting to today’s financial realities. Raj Shah and R…

Is Your Retirement Plan Leaking Money? Uncover the Hidden Fees

Are invisible fees quietly draining your retirement savings? This episode of the Unleash Your Wealth podcast dives into the real impact of Social Security, Cost of Living Adjustment or COLA, rising Medicare premiums, and the hidden costs lurking in 401(k)s and IRAs. Discover why relying solely on S…

Are You Leaving Money on the Table? The Retirement Mistakes You Can’t Afford

Are you sabotaging your retirement by timing the market or missing out on tax-free growth? This episode dives into new rules for 401(k) catch-up contributions, the power of Roth options, and why “paying yourself first” is the key to lasting wealth. Discover how to build a resilient retirement plan,…

Is Your Retirement Income About to Disappear?

Are your savings safe from the Fed’s next move? Dive into the realities of falling interest rates, renewal risk, and the “spending smile” in retirement. Raj Shah and Rick Borek reveal how to lock in lifetime income, avoid costly mistakes with old annuities, and plan for unpredictable retirement spe…

Retirement Myths Busted: How Less Can Be More

What if everything you thought about retirement was wrong? This episode dives into the story of Rich Colorado, who proves you don’t need millions to retire happily. Hosts Raj Shah and Rick Borek break down how to structure your portfolio for peace of mind, tackle inflation, and protect your legacy—…

Retirement Myths That Could Cost You—And How to Break Free

Are you letting retirement myths hold you back from financial confidence? In this episode, Raj Shah and Rick Borek reveal why cookie-cutter advice can sabotage your future and how a personalized plan can help you spend with certainty. Discover the real risks behind the “4% rule,” why ongoing review…

Roth IRA Conversions: The Power Move You’re Missing

Are you missing out on smarter ways to grow and protect your retirement wealth? In this episode, Raj Shah and Rick Borek reveal how strategic Roth IRA conversions, guaranteed income sources, and portfolio efficiency can transform your financial future. Discover why timing matters, how to avoid cost…