Understanding Conflicting Advice on Social Security

Raj Shah and Rick Borek discuss conflicting advice when it comes to Social Security and the importance of considering various factors such as income limits, spousal benefits, taxes, and investment gains. They emphasize the need for a thorough analysis of individual circumstances and the potential i…

The Importance of a Balanced Approach to Investing

Raj Shah and Rick Borek explain the performance of the Magnificent Seven stocks and the broadening of the stock market. They share the importance of a balanced approach to investing and not relying solely on past performance. For more information or to schedule a consultation with SC Wealth Adviso…

Demystifying Annuities: Understanding Guaranteed Income in Retirement

Many people are nervous about running out of money in retirement, leading them to consider annuities as a source of guaranteed income. However, financial advisors often find that their clients are not interested in annuities, despite seeking safer portfolios and income protection. Raj Shah and Rick…

Having a Plan vs Simply Saving is Vital for Retirement Success

Raj Shah and Rick Borek delve into the importance of retirement planning and the need for a comprehensive financial plan. They highlight the key factors that impact retirement, such as savings, expenses, taxes, medical costs, and long-term care.  For more information or to schedule a consultation …

The Benefits of Roth IRA Conversions in Retirement Planning

Raj Shah and Rick Borek discuss strategies to limit tax bills in retirement and maximize retirement income. They emphasize the importance of examining the entire financial situation, including retirement accounts and after-tax accounts, to find opportunities to save on income taxes. Raj and Rick go…

What can we do now to prepare for changes in Social Security?

We're hearing warnings that Social Security will need to make some changes in the next 10 or so years. Raj Shah and Rick Borek have come up with strategies to help their clients hedge against benefit cuts.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealtha…

How to choose a financial advisor to facilitate your retirement plan

It can be extremely difficult to know who to trust when it comes to your retirement savings. Raj Shah and Rick Borek break down what your financial advisor should and should not be doing when it comes to your financial future.  For more information or to schedule a consultation with SC Wealth Advi…

Are you saving too much for retirement?

There is a lot of general advice out there on what 'magic number' you should save for retirement. Raj Shah and Rick Borek explain why some people might be saving too much, and how you can find out what your target number should actually be.  For more information or to schedule a consultation with …

You need to plan ahead for taxes in retirement

Raj Shah and Rick Borek explain why it's imperative that you have a tax strategy going into retirement and how they help their clients at SC Wealth Advisors.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on we…

If you stay in the market can you also reduce risk?

A lot of people want to reduce risk while staying in the stock market. Rah Shah and Rick Borek explain how they help their clients achieve a comfortable and well-balanced portfolio.  For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah an…