Should you even buy a house in your 20s? How much should you be saving up for a deposit? What are the hidden costs that could bite you in the ass? We cover all these questions & more with Victoria Devine, host & author of She’s On The Money and co-founder of mortgage broking business Zella Money. 

Plus, the former award-winning financial adviser explains how everything from Afterpay & silly transactions from mates can impact your ability to buy. 

🧾LINKS & RECEIPTS

Buy a copy of Property With She’s On The Money

Follow She’s On The Money

Follow Victoria Devine 

⚡CHUCK US A FOLLOW 

Follow Two Broke Chicks on Instagram 

Follow Two Broke Chicks on Tik Tok 

Join our Broke Chicks Club Facebook Group 

🎙️CREDITS 

Hosts: Sally McMullen & Alex Hourigan 

Studio, editing & production: MIK Made

Thanks for having us in your ear holes, we love to be here!  

Should you even buy a house in your 20s? How much should you be saving up for a deposit? What are the hidden costs that could bite you in the ass? We cover all these questions &amp; more with Victoria Devine, host &amp; author of She’s On The Money and co-founder of mortgage broking business Zella Money. 
Plus, the former award-winning financial adviser explains how everything from Afterpay &amp; silly transactions from mates can impact your ability to buy. 
🧾LINKS &amp; RECEIPTS
<a href="https://www.booktopia.com.au/property-with-she-s-on-the-money-victoria-devine/book/9780143778776.html">Buy a copy of Property With She’s On The Money</a>
<a href="https://www.instagram.com/shesonthemoneyaus/">Follow She’s On The Money</a>
<a href="https://www.instagram.com/victoria_devine/">Follow Victoria Devine </a>
⚡CHUCK US A FOLLOW 
<a href="https://www.instagram.com/twobrokechicks/">Follow Two Broke Chicks on Instagram </a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on Tik Tok </a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Broke Chicks Club Facebook Group </a>
🎙️CREDITS 
Hosts: Sally McMullen &amp; Alex Hourigan 
Studio, editing &amp; production: MIK Made
Thanks for having us in your ear holes, we love to be here!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life.

Two Broke Chicks

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and &lsquo;Two Broke Chicks&rsquo; Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

The Checklist To Buying a Property In Your 20s ft Victoria Devine

It’s more than just money for a rainy day – the ‘f*ck you fund’ is your key to financial freedom and independence. It’s a must for every woman, and it can help you get out of a toxic relationship, a bad job, or less than ideal roommates. We break down the best ways to build up your ‘f*ck you fund’ and how to use it!

🧾 LINKS & RECEIPTS

Katherine Cavallo on The F*ck You Fund – The Telegraph UK

Finder’s Consumer Sentiment Tracker

Average Savings In Australia – Money.com.au

Four Tiers of F*ck You Money – Frances Cook, Mamamia

The Cost Of Being A Woman & How To Outsmart It – Two Broke Chicks

Salary Sacrificing – Australian Taxation Office

How To Start Building Your F*ck You Fund – Business Insider

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

It&rsquo;s more than just money for a rainy day &ndash; the &lsquo;f*ck you fund&rsquo; is your key to financial freedom and independence. It&rsquo;s a must for every woman, and it can help you get out of a toxic relationship, a bad job, or less than ideal roommates. We break down the best ways to build up your &lsquo;f*ck you fund&rsquo; and how to use it!
🧾 LINKS &amp; RECEIPTS
<a href="https://www.telegraph.co.uk/money/consumer-affairs/why-more-women-are-building-a-f-you-fund/">Katherine Cavallo on The F*ck You Fund &ndash; The Telegraph UK</a>
<a href="https://www.finder.com.au/news/breaking-point-2025">Finder&rsquo;s Consumer Sentiment Tracker</a>
<a href="https://www.money.com.au/banking/research-insights/savings-statistics">Average Savings In Australia &ndash; Money.com.au</a>
<a href="https://www.mamamia.com.au/lucy-liu-f-you-money/">Four Tiers of F*ck You Money &ndash; Frances Cook, Mamamia</a>
<a href="https://open.spotify.com/episode/3tYxJiRGsgaX6ePkW0draN">The Cost Of Being A Woman &amp; How To Outsmart It &ndash; Two Broke Chicks</a>
<a href="https://www.ato.gov.au/individuals-and-families/jobs-and-employment-types/working-as-an-employee/salary-sacrificing-for-employees">Salary Sacrificing &ndash; Australian Taxation Office</a>
<a href="https://www.businessinsider.com/employees-quitting-corporate-jobs-explain-f-you-fund-savings-strategy-2024-3">How To Start Building Your F*ck You Fund &ndash; Business Insider</a>
&nbsp;
⚡CHUCK US A FOLLOW
<a href="https://www.instagram.com/twobrokechicks/">Follow Two Broke Chicks on Instagram</a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

How To Build Your 'F*ck You' Fund

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/cb3141c6-82a7-4cef-9e66-b42b004dddfc/transcript

The derailing of a girls’ weekend away...and sharing a bed with someone you’re not dating.  

We get into some of the wild stories sent in by you chicks with our raw reactions, two cents & some (hopefully) helpful advice!

Want your diabolical dilemma featured in the podcast?

💌 Send us an email at hello@twobrokechicks.com.au.

All submissions are kept anonymous.

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

 

The derailing of a girls&rsquo; weekend away...and sharing a bed with someone you&rsquo;re not dating.&nbsp;&nbsp;
We get into some of the wild stories sent in by you chicks with our raw reactions, two cents &amp; some (hopefully) helpful advice!
Want your diabolical dilemma featured in the podcast?
💌 Send us an email at <a href="mailto:hello@twobrokechicks.com.au">hello@twobrokechicks.com.au</a>.
All submissions are kept anonymous.
&nbsp;
⚡CHUCK US A FOLLOW
<a href="https://www.instagram.com/twobrokechicks/">Follow Two Broke Chicks on Instagram</a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan
&nbsp;

Chicks Chat: Sexy Betrayal & Bed Hopping

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/a76d5262-7ccc-4161-aaa4-b4260001ba3f/transcript

Your one stop shop to get that glow-up this week. From the art of socialising to decluttering, looking for good news and getting enough zzz's - being your best and brightest self has never been more simple!

 

🧾 LINKS & RECEIPTS

“Succulent Chinese Meal” Speech Added To National Film & Sound Archive

Jack Karlson’s “Succulent Chinese Meal” Speech

How To Be A Great Conversationalist – Bella Dane on Substack

Decision Fatigue and Decluttering

How To Use Chore Snacking To Make Your Reset More Manageable

Night Time Non-Negotiables, TikTok Sleep Scams & Our Lemme Sleep Review – Previous Episode

Good News - ABC News

Good News App - Download

Good Good Good Co - Instagram

Good News - The Daily Aus



⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

Your one stop shop to get that glow-up this week. From the art of socialising to decluttering, looking for good news and getting enough zzz's - being your best and brightest self has never been more simple!
&nbsp;
🧾&nbsp;LINKS &amp; RECEIPTS
<a href="https://www.theguardian.com/music/2026/mar/31/democracy-manifest-succulent-chinese-meal-speech-australia-national-film-sound-archive" data-auth="NotApplicable" data-linkindex="1">&ldquo;Succulent Chinese Meal&rdquo; Speech Added To&nbsp;National Film &amp; Sound Archive</a>
<a href="https://www.youtube.com/watch?v=PeihcfYft9w" data-auth="NotApplicable" data-linkindex="2">Jack Karlson&rsquo;s &ldquo;Succulent Chinese Meal&rdquo; Speech</a>
<a href="https://belladane.substack.com/p/how-to-be-a-great-conversationalist" data-auth="NotApplicable" data-linkindex="3">How To Be A&nbsp;Great Conversationalist &ndash; Bella Dane on Substack</a>
<a href="https://motherhoodsimplified.com/decision-fatigue/" data-auth="NotApplicable" data-linkindex="0" data-olk-copy-source="MessageBody">Decision Fatigue and Decluttering</a>
<a href="https://www.stylist.co.uk/life/chore-snacking-tidying-method/921762" data-auth="NotApplicable" data-linkindex="4">How To Use Chore Snacking To Make Your Reset More Manageable</a>
<a href="https://open.spotify.com/episode/4uNuFSEfp8E9oLJtgcnkQA" data-auth="NotApplicable" data-linkindex="5">Night Time&nbsp;Non-Negotiables, TikTok Sleep Scams &amp; Our Lemme Sleep Review &ndash; Previous Episode</a>
<a href="https://www.abc.net.au/news/good-news" data-auth="NotApplicable" data-linkindex="6">Good News - ABC News</a>
<a href="https://apps.apple.com/au/app/good-news-app/id1321856447" data-auth="NotApplicable" data-linkindex="7">Good News App - Download</a>
<a href="https://www.instagram.com/goodgoodgoodco/" data-auth="NotApplicable" data-linkindex="8">Good Good Good Co - Instagram</a>
<a href="https://thegoodnewsletter.thedailyaus.com.au/" data-auth="NotApplicable" data-linkindex="9">Good News - The Daily Aus</a> 
⚡CHUCK US A FOLLOW
<a href="https://www.instagram.com/twobrokechicks/" data-auth="NotApplicable" data-linkindex="10">Follow Two Broke Chicks on Instagram</a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en" data-auth="NotApplicable" data-linkindex="11">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135" data-auth="NotApplicable" data-linkindex="12">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks" data-auth="NotApplicable" data-linkindex="13">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

 Mini Glow Ups That Improve Your Week

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/f22b8eec-b90b-4f7d-9cd2-b42000530079/transcript

The Checklist To Buying a Property In Your 20s ft Victoria Devine

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