Should you even buy a house in your 20s? How much should you be saving up for a deposit? What are the hidden costs that could bite you in the ass? We cover all these questions & more with Victoria Devine, host & author of She’s On The Money and co-founder of mortgage broking business Zella Money. 

Plus, the former award-winning financial adviser explains how everything from Afterpay & silly transactions from mates can impact your ability to buy. 

🧾LINKS & RECEIPTS

Buy a copy of Property With She’s On The Money

Follow She’s On The Money

Follow Victoria Devine 

⚡CHUCK US A FOLLOW 

Follow Two Broke Chicks on Instagram 

Follow Two Broke Chicks on Tik Tok 

Join our Broke Chicks Club Facebook Group 

🎙️CREDITS 

Hosts: Sally McMullen & Alex Hourigan 

Studio, editing & production: MIK Made

Thanks for having us in your ear holes, we love to be here!  

Should you even buy a house in your 20s? How much should you be saving up for a deposit? What are the hidden costs that could bite you in the ass? We cover all these questions &amp; more with Victoria Devine, host &amp; author of She’s On The Money and co-founder of mortgage broking business Zella Money. 
Plus, the former award-winning financial adviser explains how everything from Afterpay &amp; silly transactions from mates can impact your ability to buy. 
🧾LINKS &amp; RECEIPTS
<a href="https://www.booktopia.com.au/property-with-she-s-on-the-money-victoria-devine/book/9780143778776.html">Buy a copy of Property With She’s On The Money</a>
<a href="https://www.instagram.com/shesonthemoneyaus/">Follow She’s On The Money</a>
<a href="https://www.instagram.com/victoria_devine/">Follow Victoria Devine </a>
⚡CHUCK US A FOLLOW 
<a href="https://www.instagram.com/twobrokechicks/">Follow Two Broke Chicks on Instagram </a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on Tik Tok </a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Broke Chicks Club Facebook Group </a>
🎙️CREDITS 
Hosts: Sally McMullen &amp; Alex Hourigan 
Studio, editing &amp; production: MIK Made
Thanks for having us in your ear holes, we love to be here!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. 
From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life.

Two Broke Chicks

Journalists, twin flames and ‘Two Broke Chicks’ Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

Journalists, twin flames and &lsquo;Two Broke Chicks&rsquo; Sal and Al share their life lessons to help you feel rich in life. From landing a full-time gig, to getting dumped, to understanding your sexuality to how to get on top of your finances. The chicks and their guests will share gems of wisdom, confess their mistakes and pass on lessons learnt - all with a side dish of cheeky bants and inappropriate humour. So come hang!

The Checklist To Buying a Property In Your 20s ft Victoria Devine

Welcome to this special bonus episode, brought to you by eBay! We're chatting tips to give your pre-loved items a new life and hunt down second-hand treasures. Plus, we share hacks to simplify your wardrobe, the items laying around your house that could be hot ticket items on eBay and tips to make some extra cashola. 

Thanks to our sponsor eBay for making this episode of Two Broke Chicks possible! 



🧾 LINKS & RECEIPTS

Visit eBay

eBay Drops Selling Fees

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan


References:
¹ eBay data via YouGov, March 2026. 
² eBay data via YouGov, March 2026. Calculated by multiplying average estimated value of $1,497.70 by an estimated 21,651,550 Australian adults aged 18+ = $32.427 billion. 
³ eBay Listing Categories Data, 1 January 2025 to 31 December 2025. 
⁴ eBay Sold Data, 1 January 2025 to 31 December 2025. 
⁵ eBay Sold Data, January 2024 to December 2025 vs January 2025 to December 2025. 

Disclaimer: No transaction fees on sales below $25,000 annually. Free selling is not available to "Pro Sellers". AI listing tools may not be available for some categories including Parts & Accessories. See full terms on eBay.com.au. 

eBay is not affiliated with or endorsed by any of the brands shown.

Welcome to this special bonus episode, brought to you by eBay! We're chatting tips to give your pre-loved items a new life and hunt down second-hand treasures. Plus, we share hacks to simplify your wardrobe, the items laying around your house that could be hot ticket items on eBay and tips to make some extra cashola.&nbsp;
Thanks to our sponsor eBay for making this episode of Two Broke Chicks possible!&nbsp; 
🧾&nbsp;LINKS &amp; RECEIPTS
<a href="https://www.ebay.com.au/?srsltid=AfmBOoqzhigjy4ijKKd1mpFV6Pc5mbiO0oAKMFal3vvChYbtt0FAdNKE" data-outlook-id="700cd1c0-7218-4ffa-aadf-079739b9ef30" data-ogsc="">Visit eBay</a>
<a href="https://www.ebayinc.com/stories/press-room/au/aussies-sitting-on-a-32-billion-goldmine-as-ebay-drops-selling-fees/" data-outlook-id="630748ee-c871-4e55-beff-20c765a07d4b" data-ogsc="">eBay Drops Selling Fees</a>
&nbsp;
⚡CHUCK US A FOLLOW
<a href="https://www.instagram.com/twobrokechicks/" data-outlook-id="2c4b1613-41e3-478f-8f78-6947aa09910e" data-ogsc="">Follow Two Broke Chicks on Instagram</a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en" data-outlook-id="c65f8de8-40b6-49d7-ab6e-a9a8be298575" data-ogsc="">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135" data-outlook-id="cb20827d-32d9-4c01-b122-ae1e9ed17e49" data-ogsc="">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks" data-outlook-id="0cb8b7d9-f5ed-4867-b899-4c43815d9ab7" data-ogsc="">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan
 References: &sup1; eBay data via YouGov, March 2026.&nbsp; &sup2; eBay data via YouGov, March 2026. Calculated by multiplying average estimated value of $1,497.70 by an estimated 21,651,550 Australian adults aged 18+ = $32.427 billion.&nbsp; &sup3; eBay Listing Categories Data, 1 January 2025 to 31 December 2025.&nbsp; ⁴ eBay Sold Data, 1 January 2025 to 31 December 2025.&nbsp; ⁵ eBay Sold Data, January 2024 to December 2025 vs January 2025 to December 2025.&nbsp; Disclaimer: No transaction fees on sales below $25,000 annually. Free selling is not available to "Pro Sellers". AI listing tools may not be available for some categories including Parts &amp; Accessories. See full terms on&nbsp;<a href="http://ebay.com.au/" aria-label="Link eBay.com.au">eBay.com.au</a>.&nbsp; eBay is not affiliated with or endorsed by any of the brands shown.

The Rich In Life Formula To Simplify Your Wardrobe 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/dbff3841-1f2f-4c0a-a067-b4b900635ced/transcript

We're joined by Summer Martin the makeup artist and content creator whose looks have inspired Zara Larsson and helped revive fun makeup again. We chat her tips on playing with colour that compliments your natural features, her hacks for a flawless finish and which products are (and aren't) worth the splurge. 

 

🧾 LINKS & RECEIPTS

Follow Summer Martin on Instagram

Follow Summer Martin on TikTok

Is Clean Girl Makeup Finally Over? - ELLE

Why Messy Makeup Has Replaced The Clean Girl Aesthetic – W Magazine

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

We're joined by Summer Martin the makeup artist and content creator whose looks have inspired Zara Larsson and helped revive fun makeup again. We chat her tips on playing with colour that compliments your natural features, her hacks for a flawless finish and which products are (and aren't) worth the splurge.&nbsp;
&nbsp;
🧾&nbsp;LINKS &amp; RECEIPTS
<a href="https://www.instagram.com/_summermartin/?hl=en">Follow Summer Martin on Instagram</a>
<a href="https://www.tiktok.com/@_summermartin_?lang=en">Follow Summer Martin on TikTok</a>
<a href="https://www.elle.com/beauty/makeup-skin-care/a70466914/clean-girl-aesthetic-trend-over-2026/">Is Clean Girl Makeup Finally Over? - ELLE</a>
<a href="https://www.wmagazine.com/beauty/clean-girl-aesthetic-look-trend-colorful-makeup">Why Messy Makeup Has Replaced The Clean Girl Aesthetic &ndash; W Magazine</a>
&nbsp;
⚡CHUCK US A FOLLOW
<a href="https://www.instagram.com/twobrokechicks/">Follow Two Broke Chicks on Instagram</a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

How To Make Your Makeup Look Expensive (& Fun) On A Budget

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/4deb8fd9-a2ed-4e1c-b63f-b4b9005d15c1/transcript

Spring has well and truly sprung! Welcome to your go-to guide on thriving in the season of new beginnings. From dressing like your grandma to some of our go-to fragrances, new ways to spend your weekend and all the tips for your favourite sales events, we’ve got you covered.

 

🧾 LINKS & RECEIPTS

Shop Dove Damage Therapy Intensive Repair Hair Mask

Shop Lily Loves Horseshoe Leg Jeans

Granny Style Is Taking Over – Glamour25

Going Bananas For Bandanas – The Guardian

Dusty Pink Will Be Everywhere This Spring - Mamamia

Wearable Maximalism – Cosmetics Business

Best Backstage Moments at Spring-Summer 2026 – Harpers Bazaar

The Case For Having A “French Sunday” – Vogue

 

⚡CHUCK US A FOLLOW

Follow Two Broke Chicks on Instagram

Follow Two Broke Chicks on TikTok

Join our Two Broke Chicks Facebook Group

Watch Two Broke Chicks on YouTube

 

🎙️CREDITS

Hosts: Sally McMullen & Alex Hourigan

Spring has well and truly sprung! Welcome to your go-to guide on thriving in the season of new beginnings. From dressing like your grandma to some of our go-to fragrances, new ways to spend your weekend and all the tips for your favourite sales events, we&rsquo;ve got you covered.
&nbsp;
🧾 LINKS &amp; RECEIPTS
<a href="https://www.dove.com/au/p/intensive-repair-ceramide-mask.html/09300666565730">Shop Dove Damage Therapy Intensive Repair Hair Mask</a>
<a href="https://www.target.com.au/p/lily-loves-horseshoe-leg-jeans/72039274?srsltid=AfmBOorhLdGaTiAYHWGTWrrxja3Lf7eXkyILAADwWkiIvAWKNfTunSes">Shop Lily Loves Horseshoe Leg Jeans</a>
<a href="https://www.glamourmagazine.co.uk/article/gen-z-granny-fashion-trends-autumn-2026">Granny Style Is Taking Over &ndash; Glamour25</a>
<a href="https://www.theguardian.com/fashion/2026/aug/08/bandanas-fashion-trend-accessories-goes-back-centuries">Going Bananas For Bandanas &ndash; The Guardian</a>
<a href="https://www.mamamia.com.au/best-spring-trends-australia-2026/">Dusty Pink Will Be Everywhere This Spring - Mamamia</a>
<a href="https://cosmeticsbusiness.com/wearable-maximalism-is-2026-s-most-rebellious-make-up">Wearable Maximalism &ndash; Cosmetics Business</a>
<a href="https://harpersbazaar.com.au/backstage-beauty-trends-spring-summer-2026/?page_data=10">Best Backstage Moments at Spring-Summer 2026 &ndash; Harpers Bazaar</a>
<a href="https://www.vogue.com/article/french-sunday">The Case For Having A &ldquo;French Sunday&rdquo; &ndash; Vogue</a>
&nbsp;
⚡CHUCK US A FOLLOW
<a href="https://www.instagram.com/twobrokechicks/">Follow Two Broke Chicks on Instagram</a>
<a href="https://www.tiktok.com/@twobrokechicks_?lang=en">Follow Two Broke Chicks on TikTok</a>
<a href="https://www.facebook.com/groups/532935037955135">Join our Two Broke Chicks Facebook Group</a>
<a href="https://www.youtube.com/@TwoBrokeChicks">Watch Two Broke Chicks on YouTube</a>
&nbsp;
🎙️CREDITS
Hosts: Sally McMullen &amp; Alex Hourigan

Hot Chick Spring Checklist + Trends 

https://api.omny.fm/orgs/2fb3740d-3436-44af-8cc0-a91900716aa5/clips/cb36496b-2158-4302-8e94-b4b70057d2b2/transcript

The Checklist To Buying a Property In Your 20s ft Victoria Devine

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