What if your retirement plan is on cruise control, and heading for the wrong exit?

This episode explores how “autopilot” thinking can leave pre-retirees unprepared as major changes approach. Ron Ray uses simple road trip analogies to highlight why attention matters more as retirement nears, from healthcare shifts to turning savings into income. He discusses the growing gap in financial education, especially for those with 401(k)s but no clear income strategy and explain how balancing guaranteed income with flexibility can shape a more informed transition. It’s a practical look at recognizing blind spots and re-engaging before retirement decisions become urgent.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.