What if the biggest retirement mistake isn’t a market crash, but failing to prepare before one happens?

Ron Ray explains why staying the course during market volatility can be both smart and risky, depending on your retirement plan. He shares strategies for protecting gains, creating reliable retirement income, and understanding where annuities fit in a balanced financial approach. The conversation also tackles a challenge many Gen Xers face: realizing retirement is closer than they think. Plus, Ron discusses long-term care planning, Medicaid estate recovery, and why waiting until a health crisis occurs can limit your options. A practical look at building confidence and stability in retirement.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.