Retirement worries have a way of multiplying, but what if the biggest risk isn't the problem itself, it's not having a plan for it? In this episode of The Sage Investor Podcast, Larry Kiser explores the fears that often keep retirees awake at night, from running out of money and inflation to healthcare costs, market volatility, and long-term care concerns. Larry discusses why today's headline worries can feel overwhelming, how emotional reactions impact financial decisions, and why a well-designed retirement plan can help you feel confident despite life's uncertainties. He also explains the difference between transactional planning and transformational planning, helping retirees move beyond fear and toward a vision for the life they truly want to live in retirement.

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