Ever feel like retirement planning has its own language and everyone else got the dictionary except you? In this episode of The Sage Investor Podcast, Larry Kiser breaks down some of the most common retirement planning terms that often leave people confused. From RMDs (Required Minimum Distributions) and sequence of returns risk to diversification, Roth conversions, replacement rates, and IRMAA surcharges, Larry explains what these concepts actually mean and why they matter. Through real-world examples, he shows how understanding the language of retirement can help you make more informed financial decisions. If you've ever heard your advisor use a term that made your eyes glaze over, this episode is designed to help translate retirement jargon into plain English.

Learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here, email team@sagewealthdesign.com, or call 435-704-2213.

Ever feel like retirement planning has its own language and everyone else got the dictionary except you? In this episode of The Sage Investor Podcast, Larry Kiser breaks down some of the most common retirement planning terms that often leave people confused. From RMDs (Required Minimum Distributions) and sequence of returns risk to diversification, Roth conversions, replacement rates, and IRMAA surcharges, Larry explains what these concepts actually mean and why they matter. Through real-world examples, he shows how understanding the language of retirement can help you make more informed financial decisions. If you've ever heard your advisor use a term that made your eyes glaze over, this episode is designed to help translate retirement jargon into plain English.
Learn more about Sage Wealth Design&rsquo;s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting <a href="https://calendly.com/sagewealthdesign/intro?month=2025-05">here</a>, email&nbsp;<a href="mailto:team@sagewealthdesign.com">team@sagewealthdesign.com</a>, or call 435-704-2213.

When you need someone to help plan your retirement, you don’t want to go for the novice approach. You want the guide that brings you the knowledge needed to build your future.

That’s just what The Sage Investor does. Coming from the mind of Larry Kiser and Sage Wealth Design, The Sage Investor is a financial podcast with intelligence and savvy. Each week, it brings the latest market analyses, key insights into your portfolio, and experienced looks at all the factors affecting your retirement. Tune in to The Sage Investor and start getting wise to your future!



Investment advisory products and services made available through Impact Partnership Wealth, LLC ("IPW"), a Registered Investment Adviser. 3785624-08/24

When you need someone to help plan your retirement, you don’t want to go for the novice approach. You want the guide that brings you the knowledge needed to build your future.
That’s just what The Sage Investor does. Coming from the mind of Larry Kiser and Sage Wealth Design, The Sage Investor is a financial podcast with intelligence and savvy. Each week, it brings the latest market analyses, key insights into your portfolio, and experienced looks at all the factors affecting your retirement. Tune in to The Sage Investor and start getting wise to your future!
 
Investment advisory products and services made available through Impact Partnership Wealth, LLC ("IPW"), a Registered Investment Adviser. 3785624-08/24

The Sage Investor

Do You Understand the Language of Retirement Planning?

Retirement planning has its own language, but what if understanding a few key terms could completely change your financial future? In this episode of The Sage Investor Podcast, Larry Kiser continues breaking down the retirement jargon that often leaves people feeling overwhelmed. From rollovers and transfers to tax diversification, Roth accounts, distribution planning, and sequence of returns risk, Larry explains what these terms actually mean and why they matter. Through real-world examples, he shows how understanding the mechanics behind retirement planning can help investors avoid costly mistakes, improve tax efficiency, and make more informed decisions. Knowledge may not eliminate uncertainty, but it can make retirement planning feel far less intimidating.

Learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here, email team@sagewealthdesign.com, or call 435-704-2213.

Retirement planning has its own language, but what if understanding a few key terms could completely change your financial future? In this episode of The Sage Investor Podcast, Larry Kiser continues breaking down the retirement jargon that often leaves people feeling overwhelmed. From rollovers and transfers to tax diversification, Roth accounts, distribution planning, and sequence of returns risk, Larry explains what these terms actually mean and why they matter. Through real-world examples, he shows how understanding the mechanics behind retirement planning can help investors avoid costly mistakes, improve tax efficiency, and make more informed decisions. Knowledge may not eliminate uncertainty, but it can make retirement planning feel far less intimidating.
Learn more about Sage Wealth Design&rsquo;s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting&nbsp;<a href="https://calendly.com/sagewealthdesign/intro?month=2025-05">here</a>, email&nbsp;<a href="mailto:team@sagewealthdesign.com">team@sagewealthdesign.com</a>, or call 435-704-2213.

Are You Fluent in the Language of Retirement Planning?

Does achieving the American Dream really require a $5 million price tag, or is retirement more attainable than many people think? In this episode of The Sage Investor Podcast, Larry Kiser examines the growing cost of retirement and why headlines about million-dollar retirement goals don't tell the whole story. Larry discusses the difference between retiring comfortably and staying comfortably retired, the role of Social Security and pensions, and the importance of creating a flexible income plan that can adapt to changing circumstances. The conversation also explores rising healthcare costs, tax planning opportunities, and newer long-term care strategies that many retirees may not realize are available today.

Learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here, email team@sagewealthdesign.com, or call 435-704-2213.

Does achieving the American Dream really require a $5 million price tag, or is retirement more attainable than many people think? In this episode of The Sage Investor Podcast, Larry Kiser examines the growing cost of retirement and why headlines about million-dollar retirement goals don't tell the whole story. Larry discusses the difference between retiring comfortably and staying comfortably retired, the role of Social Security and pensions, and the importance of creating a flexible income plan that can adapt to changing circumstances. The conversation also explores rising healthcare costs, tax planning opportunities, and newer long-term care strategies that many retirees may not realize are available today.
Learn more about Sage Wealth Design&rsquo;s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting&nbsp;<a href="https://calendly.com/sagewealthdesign/intro?month=2025-05">here</a>, email&nbsp;<a href="mailto:team@sagewealthdesign.com">team@sagewealthdesign.com</a>, or call 435-704-2213.

What's the Difference Between Retiring Comfortably and Staying Comfortably Retired?

The hardest family money conversations often aren't about money at all, they're about love, independence, aging, and uncertainty. In this episode of The Sage Investor Podcast, Larry Kiser discusses how families can approach difficult conversations about inheritance, long-term care, caregiving, and financial planning before a crisis forces decisions to be made. Larry shares why many parents avoid these discussions, the emotional challenges that can create conflict, and the importance of approaching the conversation with empathy rather than assumptions. He also explores practical planning strategies that may help families navigate future care needs while preserving options, dignity, and financial flexibility for everyone involved.

Learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here, email team@sagewealthdesign.com, or call 435-704-2213.

The hardest family money conversations often aren't about money at all, they're about love, independence, aging, and uncertainty. In this episode of The Sage Investor Podcast, Larry Kiser discusses how families can approach difficult conversations about inheritance, long-term care, caregiving, and financial planning before a crisis forces decisions to be made. Larry shares why many parents avoid these discussions, the emotional challenges that can create conflict, and the importance of approaching the conversation with empathy rather than assumptions. He also explores practical planning strategies that may help families navigate future care needs while preserving options, dignity, and financial flexibility for everyone involved.
Learn more about Sage Wealth Design&rsquo;s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting&nbsp;<a href="https://calendly.com/sagewealthdesign/intro?month=2025-05">here</a>, email&nbsp;<a href="mailto:team@sagewealthdesign.com">team@sagewealthdesign.com</a>, or call 435-704-2213.

Do You Understand the Language of Retirement Planning?

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