When Rising Prices Start Testing Your Retirement Plan

Inflation shows up quietly—until one grocery run makes it impossible to ignore. In this episode of the Sage Investor Podcast, Larry Kiser unpacks what inflation really means for everyday spending and long‑term retirement decisions. The conversation explores how purchasing power changes over time, w…

Why April 15 is Too Late for Real Tax Planning

Tax season has a way of sneaking up—and for retirees, small missteps can have lasting consequences. In this episode of the Sage Investor Podcast, host Larry Kiser breaks down why tax preparation and tax planning are not the same thing, and why waiting until April can limit your options. Larry share…

Annuities Explained: What’s Real, What’s Misleading, and What Matters

Annuities are everywhere, yet most people aren’t sure what they actually do—or why they spark so much confusion. In this episode, Larry Kiser breaks down why annuities have earned a mixed reputation and what’s often missing from the conversation. He explains the core differences between fixed, inde…

The Retirement Descent: Avoiding a Financial Crash Near the Finish Line

The most dangerous part of retirement isn’t getting there—it’s what happens after you arrive. Using vivid parallels from Olympic downhill skiing and climbing Mount Everest, this episode explores why the “descent” into retirement requires just as much planning as the climb. Larry Kiser explains how …

How Emotion Driven Money Habits Derail Retirement Plans

What if the choices you think are saving you money are actually costing you the most? In this episode, Larry Kiser breaks down the surprising concept of “spaving” — spending disguised as saving — and how it can quietly undermine even the most careful retirement plans. From emotional decision‑making…

Is Your Retirement Balancing on a One-Legged Stool?

What if your entire retirement plan rested on just one income source--would it hold up when life changes? In this episode, Larry Kiser breaks down why modern retirement requires more than the traditional “three‑legged stool” and how today’s retirees must build diversified income streams to stay ste…

AI, Emotion, and Your Money: The New Rules of Financial Planning

Did you know most financial New Year’s resolutions don’t last past the first week of January? In this episode of the Sage Investor Podcast, certified financial planner Larry Kiser digs into why financial goals often fail—and how to break the cycle. He discusses practical steps for starting retireme…

From Intimidation to Empowerment: Taking Charge of Your Money

What if the biggest obstacle to your financial future is simply not asking the right questions? In this episode of the Sage Investor Podcast, host and certified financial planner Larry Kiser breaks down the myths and fears that keep women—and many men—from meeting with a financial advisor. Discover…

Retirement Detours: How to Make the Best Social Security Choices

Did you know there are over 500 ways to claim Social Security—and your choice could shape your retirement income for decades? In this episode, Larry Kiser of Sage Wealth Design unpacks the maze of Social Security strategies, spousal benefits, and the evolving role of pensions. Learn why personal sa…

Why Women Need a Different Retirement Plan

Retirement planning isn’t one-size-fits-all—and for women, the stakes are even higher. In this episode, Larry Kiser of Sage Wealth breaks down why women face unique financial challenges, from longer lifespans and career interruptions to wage gaps and conservative investing. Discover practical strat…