The most dangerous part of retirement isn’t getting there—it’s what happens after you arrive. Using vivid parallels from Olympic downhill skiing and climbing Mount Everest, this episode explores why the “descent” into retirement requires just as much planning as the climb. Larry Kiser explains how market volatility, spending hesitation, and misplaced conservatism can quietly derail even well‑funded retirements. He shares how thoughtful asset allocation, liquidity, and ongoing guidance help retirees shift from saving to spending with greater control. At its core, this conversation highlights why successful retirement planning blends numbers with relationships—and why having an experienced financial Sherpa matters most when the slope turns steep

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