Navigating market highs and political uncertainty makes planning a 25-year retirement feel daunting, especially when fear keeps cash sitting on the sidelines. On this episode of The Retirement Spectrum, Alan Cohen unpacks shifting market trends—from small-cap surges to value stocks—and examine why Jamie Dimon remains cautious. Alan breaks down sequence of returns risk, the power of buffer investments, and why taxes, not healthcare, may be your largest expense in retirement. Learn how comprehensive planning, dividend growth, and protective strategies can give you the confidence to actually spend and enjoy your hard-earned money.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.