



Market Highs & Summer Slides: Is Your Retirement Portfolio Ready to Buckle Up?
Is your retirement strategy ready for a wild summer ride? The S&P 500 recently shattered records by crossing the 7,600 mark, but host Alan Cohen warns that a major uptick in market volatility is on the horizon. From the impact of a new Fed chair to rising interest rates and geopolitical tensions, t…

The S&P 500 Mirage: Why Record Highs Are Making Advisors Cautious
Is your retirement strategy built on a financial optical illusion? As the S&P 500 hits record highs, Spectrum Wealth Partners’ Alan Cohen explores why massive market momentum might actually signal time to take chips off the table. He breaks down the hidden risks of popular "set-it-and-forget-it" ta…

The Golden Age of Income: Rethinking Retirement in a Volatile Midterm Year
Navigating historical midterm volatility and shifting market headlines can make transitioning from a steady paycheck to self-funding retirement feel incredibly daunting. Host Alan Cohen explores practical defensive strategies, like balancing dividend-growth stocks, utilizing high-rate protective an…

One Foot on the Gas, One Foot on the Brake: Balancing Retirement Growth and Protection
Is your retirement strategy accelerating toward growth or slamming on the brakes for safety? On this episode of The Retirement Spectrum, host Alan Cohen unpacks the modern investor's biggest dilemma: capturing market highs while shielding your nest egg from sudden downturns. Discover why the tradit…

Panic is Not a Strategy: Navigating Bull Markets and Media Noise
Stop letting market headlines dictate your financial future while the "noise" of volatile cycles keeps you awake at night. In this episode of The Retirement Spectrum, Alan Cohen breaks down why the current bull market may have more room to run and how to shield your portfolio from the inevitable 10…

The "Sell in May" Myth and Your Retirement Paycheck
Are you sprinting toward the retirement starting line or cautiously tiptoeing into the unknown? On this episode of The Retirement Spectrum, Alan Cohen breaks down why the "Sell in May" myth rarely holds up and how to build a paycheck that lasts. From the power of dividend aristocrats to the math be…

The RMD Trap: Why Your Growing 401(k) Might Cost You More
Is your 401(k) truly ready to support you for the next twenty years, or are hidden tax traps and market volatility waiting to derail your future? In this episode of The Retirement Spectrum, Alan Cohen explores why reaching age 73 could mean a surprise bill from Uncle Sam and how a Roth conversion m…

Moving the Finish Line: Why $1 Million Might Not Feel Like Enough
Imagine walking away from your career only to find the "finish line" for your savings keeps moving further away. In this episode of The Retirement Spectrum, Alan Cohen explores how to manage market volatility and the anxiety of outliving your money. Using a clever baseball metaphor, Alan explains w…

The Volatility Toll: How to Buy Your Peace of Mind
Volatility isn't just a market trend; it's the toll you pay for long-term retirement success. In this episode of The Retirement Spectrum, Alan Cohen dives into the shifting financial landscape of 2026, from the complexities of applying for Medicare to the "sticker shock" of rising inflation. Alan b…

The 1.6 Million Dollar Mistake: Why Market Timing Fails
Is your retirement plan built to withstand a global energy crisis or a 20% market correction? This week on The Retirement Spectrum, Alan Cohen of Spectrum Wealth Partners breaks down how geopolitical tensions and rising interest rates are reshaping the financial landscape. From the "sweet spot" for…