Navigating the Shift: Moving from Wealth Accumulation to Retirement Distribution

Is rising inflation and a unpredictable stock market threatening to disrupt your retirement strategy? On this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down what skyrocketing Treasury yields mean for your portfolio, annuities, and fixed income. They explore actionable …

Market Turbulence vs. Income Certainty: Is Your Portfolio Ready?

Will stock market volatility delay your dream retirement? In this episode of The Retirement Spectrum, wealth advisor Alan Cohen breaks down how to secure your financial future when the markets take a wild ride. Learn why locking in guaranteed income sources like annuities, pensions, and Social Secu…

Why Healthcare Isn't Your Biggest Retirement Expense (And What Is)

Navigating market highs and political uncertainty makes planning a 25-year retirement feel daunting, especially when fear keeps cash sitting on the sidelines. On this episode of The Retirement Spectrum, Alan Cohen unpacks shifting market trends—from small-cap surges to value stocks—and examine why …

Riding Market Highs Without Losing Your Mind (or Your Gains)

Markets are hovering near record highs, but mounting global tensions and high interest rates mean volatility could be right around the corner. On this episode of The Retirement Spectrum, host Alan Cohen breaks down how to lock in stock market gains using smart portfolio rebalancing and protective s…

The Tech Bubble Trap: Is Your Retirement Portfolio Riding a Rocket or a Wrecking Ball?

Is your retirement strategy heavily exposed to tech volatility without you even knowing it? In this episode of The Retirement Spectrum, host Alan Cohen breaks down the market's recent first-half surge and why record highs mean it is time to rebalance. Discover the "three-bucket approach" to safegua…

The June Swoon: Why Your Retirement Paycheck Needs a Shield

The market may be dipping, but your retirement doesn't have to. In this episode of The Retirement Spectrum, host Alan Cohen breaks down the "June swoon" and explain why a shifting market calls for cautious, broader investing. He debunks the myth of a boomer-driven market crash and tackle the real t…

The 5-Year Danger Zone: Why Most Retirement Plans Fail Early

Did you know that 70% of retirement plans that fail do so within the first five years? In this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down why the early years of retirement are the most critical and how "sequence of returns risk" can silently jeopardize your life sa…

The Bubble-Licious Market: Navigating Volatility, IPO Hype, and Hidden Retirement Traps

Is your retirement strategy ready for a choppy market and unexpected spending? On this episode of The Retirement Spectrum, host Alan Cohen breaks down recent market volatility fueled by major IPOs like SpaceX and explains why self-directed retirees frequently underestimate their post-career expense…

Market Highs & Summer Slides: Is Your Retirement Portfolio Ready to Buckle Up?

Is your retirement strategy ready for a wild summer ride? The S&P 500 recently shattered records by crossing the 7,600 mark, but host Alan Cohen warns that a major uptick in market volatility is on the horizon. From the impact of a new Fed chair to rising interest rates and geopolitical tensions, t…

The S&P 500 Mirage: Why Record Highs Are Making Advisors Cautious

Is your retirement strategy built on a financial optical illusion? As the S&P 500 hits record highs, Spectrum Wealth Partners’ Alan Cohen explores why massive market momentum might actually signal time to take chips off the table. He breaks down the hidden risks of popular "set-it-and-forget-it" ta…