Mariah Carey’s Secret: Building "Royalty Income" for Your Retirement

Are you relying on outdated financial rules like the 4% withdrawal strategy or a fixed retirement age? Discover why your retirement plan needs an update and how to create reliable income streams. This episode dives into the market's current volatility, the looming threat to Social Security, the big…

Taxes on Sale? Why You Need to Look at Your Roth 401k Right Now

You’ve been great at saving, but how do you make that money last for 30 years? Alan Cohen breaks down the week's financial news, focusing on the essential steps for retirement success. Learn about key topics like protecting your nest egg against market downturns, securing guaranteed lifetime income…

Worried About Depleting Savings? The Truth About Living on Investment Income

Are you worried about outliving your retirement savings? Join hosts Alan Cohen and Randy Cook on The Retirement Spectrum as they unpack volatile Wall Street headlines and tackle the financial concerns that keep retirees up at night. In this episode, they discuss market volatility, the impact of con…

The $6 Trillion Question: Why Your Cash on the Sidelines Needs a Plan

Are you walking away from your paycheck and wondering, "And then what?" Welcome to The Retirement Spectrum with Alan Cohen and Randy Cook. This is the show where we talk about planning for a 20 or 30-year retirement, how to create a paycheck, and do it tax-efficiently. Learn about the stock market,…

Retirement Mistakes You Didn’t Know You Were Making

Are you making costly mistakes in your retirement planning without realizing it? This episode dives into the five most common pitfalls—from underestimating life expectancy to overlooking hidden fees—and reveals how conservative planning and guaranteed income can boost your confidence and security. …

Retire Smarter: Avoid the Mistakes That Send You Back to Work

Are you ready to retire with confidence and avoid the biggest mistakes? In this episode, Alan Cohen shares real-life strategies for protecting your nest egg, managing market risks, and making smart decisions about Medicare, taxes, and asset allocation. Discover why timing matters, how to avoid cost…

Retirement Reboot: Avoiding Costly Mistakes Before It’s Too Late

Are you ready to rethink your retirement strategy before the next market shakeup? Join Alan Cohen and Randy Cook as they break down the essentials of retirement planning, from tax-efficient IRA conversions to managing risk and embracing market volatility. Discover why timing matters for Social Secu…

Tax Traps & Income Streams: Alan’s Guide to Smarter Retirement

Are you ready for the real story behind retirement? Discover the truths about income, tax planning, healthcare, and market risks as Alan Cohen breaks down what retirees actually face. From portfolio x-rays to defensive investing, this episode reveals how to navigate today’s financial landscape and …

Retirement Curveballs: Are You Ready for the Unexpected?

What happens when retirement arrives sooner than expected? Alan Cohen explores emergency retirements, government benefit pitfalls, and the impact of inflation on your nest egg. Learn why timing matters for Social Security, how new Roth catch-up rules could affect your savings, and why dividend grow…

Roth Conversions, Headlocks, and How to Outsmart Uncle Sam

Are you ready to discover the secrets to smarter retirement planning and avoid costly mistakes? Join Alan Cohen and the Spectrum Wealth Partners team as they break down the essentials of portfolio x-rays, Roth conversions, and defensive investing. Learn how to protect your assets, minimize taxes, a…