The Retirement Spectrum
The Retirement Spectrum
“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in r…Social links:
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The Distribution Trap: Why Your Saving Strategy Could Fail Your Retirement
You’ve spent decades building your nest egg, but do you have a plan to protect it from the "distribution phase" traps that catch most retirees off guard? In this episode of The Retirement Spectrum, Alan Cohen breaks down the critical shift from growing wealth to preserving it. From the "window of o…
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The Paycheck Pivot: Turning Savings into Retirement Income
Is your 401k ready to become your permanent paycheck, or are you just hoping for the best? Financial expert Alan Cohen explores the shift from the "accumulation phase" to the "distribution phase" in today’s volatile market. He discusses the "Golden Age" of fixed index annuities, the strategic advan…
28:15Clean
The Chili Portfolio: Spicing Up Your Retirement Strategy
Your retirement paycheck doesn't just appear—it has to be built, and the "recipe" matters more than you think. In this episode of The Retirement Spectrum, Alan Cohen explains how to construct a "Chili Portfolio" using stocks, bonds, and protective growth buckets to weather market volatility. From d…
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Green Days and Red Tape: Navigating Markets, Marriage, and Medicare
Stop obsessing over the "magic number" and start focusing on your actual lifestyle. In this episode of The Retirement Spectrum, Alan Cohen breaks down why those $1.5 million retirement headlines are often just clickbait. Discover how Social Security and smart dividend strategies can slash your requ…
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Market Highs and Red Flags: Is Your Retirement Ready?
Could you be sacrificing your best years for a bigger paycheck that arrives too late? Alan Cohen dives into the reality of the 2026 market, where surging S&P valuations meet rising midterm volatility. We explore why guaranteed income is the secret to spending 44% more in retirement and how to "refi…
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The New Roaring 20s: Is History Repeating Your Retirement?
Is your retirement strategy built on a 100-year-old gamble? As the "Roaring 2020s" mirror the volatility of the 1920s, Alan Cohen explores why a soaring S&P 500 isn't enough to secure your future. This episode breaks down the "Magnificent Seven" market dominance, the reality of looming interest rat…
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2026 Forecast: Tariffs, Tech Bubbles, and the New Tax Breaks
Your portfolio can become riskier without you lifting a finger—a phenomenon known as "portfolio drift." In this look-back at 2025 and forecast for 2026, Alan Cohen explains how three years of double-digit returns may have left you overexposed to market volatility. We explore the "super catch-up" co…
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Mariah Carey’s Secret: Building "Royalty Income" for Your Retirement
Are you relying on outdated financial rules like the 4% withdrawal strategy or a fixed retirement age? Discover why your retirement plan needs an update and how to create reliable income streams. This episode dives into the market's current volatility, the looming threat to Social Security, the big…
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Taxes on Sale? Why You Need to Look at Your Roth 401k Right Now
You’ve been great at saving, but how do you make that money last for 30 years? Alan Cohen breaks down the week's financial news, focusing on the essential steps for retirement success. Learn about key topics like protecting your nest egg against market downturns, securing guaranteed lifetime income…
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Worried About Depleting Savings? The Truth About Living on Investment Income
Are you worried about outliving your retirement savings? Join hosts Alan Cohen and Randy Cook on The Retirement Spectrum as they unpack volatile Wall Street headlines and tackle the financial concerns that keep retirees up at night. In this episode, they discuss market volatility, the impact of con…
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