The Retirement Spectrum
The Retirement Spectrum
“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in r…Social links:
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Panic is Not a Strategy: Navigating Bull Markets and Media Noise
Stop letting market headlines dictate your financial future while the "noise" of volatile cycles keeps you awake at night. In this episode of The Retirement Spectrum, Alan Cohen breaks down why the current bull market may have more room to run and how to shield your portfolio from the inevitable 10…
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The "Sell in May" Myth and Your Retirement Paycheck
Are you sprinting toward the retirement starting line or cautiously tiptoeing into the unknown? On this episode of The Retirement Spectrum, Alan Cohen breaks down why the "Sell in May" myth rarely holds up and how to build a paycheck that lasts. From the power of dividend aristocrats to the math be…
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The RMD Trap: Why Your Growing 401(k) Might Cost You More
Is your 401(k) truly ready to support you for the next twenty years, or are hidden tax traps and market volatility waiting to derail your future? In this episode of The Retirement Spectrum, Alan Cohen explores why reaching age 73 could mean a surprise bill from Uncle Sam and how a Roth conversion m…
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Moving the Finish Line: Why $1 Million Might Not Feel Like Enough
Imagine walking away from your career only to find the "finish line" for your savings keeps moving further away. In this episode of The Retirement Spectrum, Alan Cohen explores how to manage market volatility and the anxiety of outliving your money. Using a clever baseball metaphor, Alan explains w…
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The Volatility Toll: How to Buy Your Peace of Mind
Volatility isn't just a market trend; it's the toll you pay for long-term retirement success. In this episode of The Retirement Spectrum, Alan Cohen dives into the shifting financial landscape of 2026, from the complexities of applying for Medicare to the "sticker shock" of rising inflation. Alan b…
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The 1.6 Million Dollar Mistake: Why Market Timing Fails
Is your retirement plan built to withstand a global energy crisis or a 20% market correction? This week on The Retirement Spectrum, Alan Cohen of Spectrum Wealth Partners breaks down how geopolitical tensions and rising interest rates are reshaping the financial landscape. From the "sweet spot" for…
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Slam Dunks and Safety Nets: Winning Your Retirement Tournament
In this episode of The Retirement Spectrum, host Alan Cohen explores why the current "March Madness" in the stock market doesn't have to mean a losing bracket for your nest egg. Drawing parallels between college basketball and market volatility, Alan breaks down the "Spock-like" logic needed to nav…
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The Cost of Being You: Navigating Retirement Volatility
Volatility in the market doesn't have to mean volatility for your future. In this episode of The Retirement Spectrum, Alan Cohen dives into the realities of modern retirement planning, from the impact of global conflicts on your portfolio to the "sale" on taxes currently available through Roth conv…
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Volatility is Visiting: Is Your Retirement Invited?
Gemini said Market shifts don’t wait for your permission, and 2026 is already proving that "panic is not a strategy." In this episode of The Retirement Spectrum, Alan Cohen breaks down the recent surge in market volatility fueled by global events and the historical patterns of midterm election yea…
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The Distribution Trap: Why Your Saving Strategy Could Fail Your Retirement
You’ve spent decades building your nest egg, but do you have a plan to protect it from the "distribution phase" traps that catch most retirees off guard? In this episode of The Retirement Spectrum, Alan Cohen breaks down the critical shift from growing wealth to preserving it. From the "window of o…
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