The Retirement Spectrum
The Retirement Spectrum
“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in r…Social links:
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The Volatility Toll: How to Buy Your Peace of Mind
Volatility isn't just a market trend; it's the toll you pay for long-term retirement success. In this episode of The Retirement Spectrum, Alan Cohen dives into the shifting financial landscape of 2026, from the complexities of applying for Medicare to the "sticker shock" of rising inflation. Alan b…
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The 1.6 Million Dollar Mistake: Why Market Timing Fails
Is your retirement plan built to withstand a global energy crisis or a 20% market correction? This week on The Retirement Spectrum, Alan Cohen of Spectrum Wealth Partners breaks down how geopolitical tensions and rising interest rates are reshaping the financial landscape. From the "sweet spot" for…
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Slam Dunks and Safety Nets: Winning Your Retirement Tournament
In this episode of The Retirement Spectrum, host Alan Cohen explores why the current "March Madness" in the stock market doesn't have to mean a losing bracket for your nest egg. Drawing parallels between college basketball and market volatility, Alan breaks down the "Spock-like" logic needed to nav…
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The Cost of Being You: Navigating Retirement Volatility
Volatility in the market doesn't have to mean volatility for your future. In this episode of The Retirement Spectrum, Alan Cohen dives into the realities of modern retirement planning, from the impact of global conflicts on your portfolio to the "sale" on taxes currently available through Roth conv…
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Volatility is Visiting: Is Your Retirement Invited?
Gemini said Market shifts don’t wait for your permission, and 2026 is already proving that "panic is not a strategy." In this episode of The Retirement Spectrum, Alan Cohen breaks down the recent surge in market volatility fueled by global events and the historical patterns of midterm election yea…
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The Distribution Trap: Why Your Saving Strategy Could Fail Your Retirement
You’ve spent decades building your nest egg, but do you have a plan to protect it from the "distribution phase" traps that catch most retirees off guard? In this episode of The Retirement Spectrum, Alan Cohen breaks down the critical shift from growing wealth to preserving it. From the "window of o…
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The Paycheck Pivot: Turning Savings into Retirement Income
Is your 401k ready to become your permanent paycheck, or are you just hoping for the best? Financial expert Alan Cohen explores the shift from the "accumulation phase" to the "distribution phase" in today’s volatile market. He discusses the "Golden Age" of fixed index annuities, the strategic advan…
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The Chili Portfolio: Spicing Up Your Retirement Strategy
Your retirement paycheck doesn't just appear—it has to be built, and the "recipe" matters more than you think. In this episode of The Retirement Spectrum, Alan Cohen explains how to construct a "Chili Portfolio" using stocks, bonds, and protective growth buckets to weather market volatility. From d…
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Green Days and Red Tape: Navigating Markets, Marriage, and Medicare
Stop obsessing over the "magic number" and start focusing on your actual lifestyle. In this episode of The Retirement Spectrum, Alan Cohen breaks down why those $1.5 million retirement headlines are often just clickbait. Discover how Social Security and smart dividend strategies can slash your requ…
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Market Highs and Red Flags: Is Your Retirement Ready?
Could you be sacrificing your best years for a bigger paycheck that arrives too late? Alan Cohen dives into the reality of the 2026 market, where surging S&P valuations meet rising midterm volatility. We explore why guaranteed income is the secret to spending 44% more in retirement and how to "refi…
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