Navigating the transition from accumulating wealth to drawing a retirement paycheck requires an entirely new financial blueprint. On this episode of The Retirement Spectrum, 40-year financial veteran Alan Cohen explores critical market shifts, rising government debt, and strategies for protecting your portfolio. Learn how to mitigate sequence of returns risk through dividend-growing stocks and protective growth annuities, optimize your taxes using Roth conversions, and avoid common traps when taking distributions. Discover practical steps to transition seamlessly into your distribution phase and ensure your hard-earned assets comfortably support your ideal retirement lifestyle.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.