Gemini said
Market shifts don’t wait for your permission, and 2026 is already proving that "panic is not a strategy." In this episode of The Retirement Spectrum, Alan Cohen breaks down the recent surge in market volatility fueled by global events and the historical patterns of midterm election years. From the "hidden" $80,000 cost of early retirement healthcare to the math behind keeping your mortgage versus paying it off, Alan shares defensive tactics to shield your portfolio. Discover how to transition from accumulation to distribution without losing your shirt when the bears start growling.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Panic is Not a Strategy: Navigating Bull Markets and Media Noise
27:00

The "Sell in May" Myth and Your Retirement Paycheck
27:36

The RMD Trap: Why Your Growing 401(k) Might Cost You More
28:33