Is your retirement strategy built on a financial optical illusion? As the S&P 500 hits record highs, Spectrum Wealth Partners’ Alan Cohen explores why massive market momentum might actually signal time to take chips off the table. He breaks down the hidden risks of popular "set-it-and-forget-it" target date funds, reveal why high interest rates have created a golden age for self-funded pensions, and explain how to bulletproof your portfolio against the ultimate retirement expense: taxes. Learn how a complimentary "portfolio x-ray" can expose your dead money before the next market pullback.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Is your retirement strategy built on a financial optical illusion? As the S&amp;P 500 hits record highs, Spectrum Wealth Partners&rsquo; Alan Cohen explores why massive market momentum might actually signal time to take chips off the table. He breaks down the hidden risks of popular "set-it-and-forget-it" target date funds, reveal why high interest rates have created a golden age for self-funded pensions, and explain how to bulletproof your portfolio against the ultimate retirement expense: taxes. Learn how a complimentary "portfolio x-ray" can expose your dead money before the next market pullback.
To learn more about Alan and the team at Spectrum Wealth Partners, go to&nbsp;<a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

The Retirement Spectrum

The S&P 500 Mirage: Why Record Highs Are Making Advisors Cautious

Is rising inflation and a unpredictable stock market threatening to disrupt your retirement strategy? On this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down what skyrocketing Treasury yields mean for your portfolio, annuities, and fixed income. They explore actionable strategies for transitioning from accumulating wealth to drawing a steady income, including how targeted Roth conversions can help manage tax exposure on Social Security and Medicare. Plus, learn how to overcome the common fear of spending your hard-earned savings so you can comfortably enjoy the lifestyle you built.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Is rising inflation and a unpredictable stock market threatening to disrupt your retirement strategy? On this episode of The Retirement Spectrum, financial advisor Alan Cohen breaks down what skyrocketing Treasury yields mean for your portfolio, annuities, and fixed income. They explore actionable strategies for transitioning from accumulating wealth to drawing a steady income, including how targeted Roth conversions can help manage tax exposure on Social Security and Medicare. Plus, learn how to overcome the common fear of spending your hard-earned savings so you can comfortably enjoy the lifestyle you built.
To learn more about Alan and the team at Spectrum Wealth Partners, go to&nbsp;<a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

Navigating the Shift: Moving from Wealth Accumulation to Retirement Distribution

Will stock market volatility delay your dream retirement? In this episode of The Retirement Spectrum, wealth advisor Alan Cohen breaks down how to secure your financial future when the markets take a wild ride. Learn why locking in guaranteed income sources like annuities, pensions, and Social Security gives you the power to ride out market corrections without panic selling. Plus, discover smart strategies for handling inherited stocks, rolling over old 401(k)s, and timing your Social Security benefits to avoid costly tax traps and maximize your lifelong retirement paycheck.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Will stock market volatility delay your dream retirement? In this episode of The Retirement Spectrum, wealth advisor Alan Cohen breaks down how to secure your financial future when the markets take a wild ride. Learn why locking in guaranteed income sources like annuities, pensions, and Social Security gives you the power to ride out market corrections without panic selling. Plus, discover smart strategies for handling inherited stocks, rolling over old 401(k)s, and timing your Social Security benefits to avoid costly tax traps and maximize your lifelong retirement paycheck.
To learn more about Alan and the team at Spectrum Wealth Partners, go to&nbsp;<a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

Market Turbulence vs. Income Certainty: Is Your Portfolio Ready?

Navigating market highs and political uncertainty makes planning a 25-year retirement feel daunting, especially when fear keeps cash sitting on the sidelines. On this episode of The Retirement Spectrum, Alan Cohen unpacks shifting market trends—from small-cap surges to value stocks—and examine why Jamie Dimon remains cautious. Alan breaks down sequence of returns risk, the power of buffer investments, and why taxes, not healthcare, may be your largest expense in retirement. Learn how comprehensive planning, dividend growth, and protective strategies can give you the confidence to actually spend and enjoy your hard-earned money.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Navigating market highs and political uncertainty makes planning a 25-year retirement feel daunting, especially when fear keeps cash sitting on the sidelines. On this episode of The Retirement Spectrum, Alan Cohen unpacks shifting market trends&mdash;from small-cap surges to value stocks&mdash;and examine why Jamie Dimon remains cautious. Alan breaks down sequence of returns risk, the power of buffer investments, and why taxes, not healthcare, may be your largest expense in retirement. Learn how comprehensive planning, dividend growth, and protective strategies can give you the confidence to actually spend and enjoy your hard-earned money.
To learn more about Alan and the team at Spectrum Wealth Partners, go to&nbsp;<a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

The S&P 500 Mirage: Why Record Highs Are Making Advisors Cautious

The Retirement Spectrum

In 1 playlist(s)

The Retirement Spectrum

Social links

Follow podcast

Recent clips