Your retirement paycheck doesn't just appear—it has to be built, and the "recipe" matters more than you think. In this episode of The Retirement Spectrum, Alan Cohen explains how to construct a "Chili Portfolio" using stocks, bonds, and protective growth buckets to weather market volatility. From decoding the recent surge in small-cap stocks to navigating the "golden era" of fixed index annuities, Alan breaks down complex market shifts into actionable strategies. Learn how to avoid costly RMD penalties, maximize tax-free growth with Roth conversions, and determine if you truly have enough to retire.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Your retirement paycheck doesn't just appear&mdash;it has to be built, and the "recipe" matters more than you think. In this episode of The Retirement Spectrum, Alan Cohen explains how to construct a "Chili Portfolio" using stocks, bonds, and protective growth buckets to weather market volatility. From decoding the recent surge in small-cap stocks to navigating the "golden era" of fixed index annuities, Alan breaks down complex market shifts into actionable strategies. Learn how to avoid costly RMD penalties, maximize tax-free growth with Roth conversions, and determine if you truly have enough to retire.
To learn more about Alan and the team at Spectrum Wealth Partners, go to <a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.

The Retirement Spectrum

The Chili Portfolio: Spicing Up Your Retirement Strategy

Volatility isn't just a market trend; it's the toll you pay for long-term retirement success. In this episode of The Retirement Spectrum, Alan Cohen dives into the shifting financial landscape of 2026, from the complexities of applying for Medicare to the "sticker shock" of rising inflation. Alan breaks down his "defense-first" strategy, explaining how to use dividend-growth stocks and protective annuities to shield your savings from correction territory. Whether you’re facing the "R-word" or hidden 401(k) fees, learn how to build a guaranteed income stream that lets you sleep through any market storm.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Volatility isn't just a market trend; it's the toll you pay for long-term retirement success. In this episode of The Retirement Spectrum, Alan Cohen dives into the shifting financial landscape of 2026, from the complexities of applying for Medicare to the "sticker shock" of rising inflation. Alan breaks down his "defense-first" strategy, explaining how to use dividend-growth stocks and protective annuities to shield your savings from correction territory. Whether you&rsquo;re facing the "R-word" or hidden 401(k) fees, learn how to build a guaranteed income stream that lets you sleep through any market storm.
To learn more about Alan and the team at Spectrum Wealth Partners, go to <a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

The Volatility Toll: How to Buy Your Peace of Mind

Is your retirement plan built to withstand a global energy crisis or a 20% market correction? This week on The Retirement Spectrum, Alan Cohen of Spectrum Wealth Partners breaks down how geopolitical tensions and rising interest rates are reshaping the financial landscape. From the "sweet spot" for Roth conversions to the power of protective growth investments, Alan explores strategies to help you stop timing the market and start securing your future. Learn why staying active—both physically and financially—is the ultimate key to a successful retirement.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

Is your retirement plan built to withstand a global energy crisis or a 20% market correction? This week on The Retirement Spectrum, Alan Cohen of Spectrum Wealth Partners breaks down how geopolitical tensions and rising interest rates are reshaping the financial landscape. From the "sweet spot" for Roth conversions to the power of protective growth investments, Alan explores strategies to help you stop timing the market and start securing your future. Learn why staying active&mdash;both physically and financially&mdash;is the ultimate key to a successful retirement.
To learn more about Alan and the team at Spectrum Wealth Partners, go to <a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

The 1.6 Million Dollar Mistake: Why Market Timing Fails

In this episode of The Retirement Spectrum, host Alan Cohen explores why the current "March Madness" in the stock market doesn't have to mean a losing bracket for your nest egg. Drawing parallels between college basketball and market volatility, Alan breaks down the "Spock-like" logic needed to navigate shifting oil prices and high-interest rates. Discover the "Slam Dunk" strategies of retirement—from protective growth annuities to income planning—designed to transform financial uncertainty into a steady, reliable paycheck. Learn how to stop spending scared and start enjoying the retirement you’ve worked decades to build.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.

In this episode of The Retirement Spectrum, host Alan Cohen explores why the current "March Madness" in the stock market doesn't have to mean a losing bracket for your nest egg. Drawing parallels between college basketball and market volatility, Alan breaks down the "Spock-like" logic needed to navigate shifting oil prices and high-interest rates. Discover the "Slam Dunk" strategies of retirement&mdash;from protective growth annuities to income planning&mdash;designed to transform financial uncertainty into a steady, reliable paycheck. Learn how to stop spending scared and start enjoying the retirement you&rsquo;ve worked decades to build.
To learn more about Alan and the team at Spectrum Wealth Partners, go to <a href="https://www.spectrumwp.com/">www.spectrumwp.com</a>.

The Chili Portfolio: Spicing Up Your Retirement Strategy

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