What does the “Big Beautiful Bill” mean for your retirement? In this episode, Alan Cohen breaks down the latest tax changes, Roth conversion strategies, and how to protect your income in volatile markets. From Social Security deductions to interest rate debates and protective growth investments, Alan shares timely insights to help retirees and pre-retirees make smarter financial decisions. Plus, hear why timing the market can backfire—and what to do instead.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.