Markets are hovering near record highs, but mounting global tensions and high interest rates mean volatility could be right around the corner. On this episode of The Retirement Spectrum, host Alan Cohen breaks down how to lock in stock market gains using smart portfolio rebalancing and protective strategies. He also shares a cautionary tale of a retiree hit with a massive, unexpected tax bill—highlighting why tax efficiency and strategic Roth conversions are critical for your retirement. Learn how to dial down risk while still growing your wealth.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.