Hope is not a retirement strategy. In this episode, Alan Cohen tackles the emotional roller coaster of market volatility and how pre-retirees can protect their portfolios before it’s too late. From dividend-paying stocks and protective annuities to the risks of drawing down your 401(k) too early, Alan shares practical strategies to help you build a resilient, income-focused retirement plan—no matter your savings level.

To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.