Why do some retirees with millions still feel anxious about spending their money? In this episode, Jon Hicks explores the psychological shift from saving to using retirement funds and why it can be harder than expected. The discussion highlights how fear, habits, and uncertainty can impact decisions, even with strong income and assets in place. Jon also outlines key considerations like understanding income sources, stress-testing a plan, and evaluating tax impact, while emphasizing the role of planning in turning savings into a structured retirement strategy.
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