Why DIY Investors Often Struggle in Retirement

Saving for retirement may be the easy part, but what happens when it’s time to turn those savings into income? In this episode of the Retirement Solution Podcast, Jon Hicks discusses why many DIY investors encounter challenges as retirement approaches. The conversation covers healthcare costs, Soci…

Could Midterm Elections Shake Up the Markets Again?

Could the upcoming midterm elections create more market volatility than investors expect? In this episode, Jon Hicks discusses how markets often react to uncertainty surrounding election years and why retirement planning should focus on preparation rather than predictions. Using a "roof on the hous…

Are Election Headlines Driving Your Retirement Decisions?

Could election headlines, rising national debt, and speculative investments distract you from what matters most in retirement planning? From this past weekend's radio show, Jon Hicks discusses how markets often react to uncertainty surrounding midterm elections, why having a plan may matter more th…

Could Tax Law Changes Be the Biggest Retirement Risk Ahead?

Could future tax changes have a bigger impact on your retirement than market volatility? In this episode, Jon Hicks discusses how evolving tax laws can affect long-term retirement planning and why proactive tax analysis remains an important part of a retirement strategy. Using a proposed New York p…

Are College Costs Putting Your Retirement at Risk?

Are you sacrificing your retirement to help pay for someone else’s future? From this past weekend’s radio show, Jon Hicks discusses the growing cost of college, the tradeoffs parents and grandparents face when helping fund education, and why retirement savings should remain a priority. He also expl…

Could a Recession Early in Retirement Change Everything?

Could the first few years of retirement have a bigger impact on your financial future than decades of investing? In this episode, Jon Hicks discusses recession indicators, market uncertainty, and the concept of sequence of returns risk. He explains why market downturns early in retirement can affec…

Could These Hidden Retirement Risks Matter More Than the Stock Market?

Could rising interest rates, business valuation risks, and changing tax laws have a bigger impact on your retirement than market headlines? From this past weekend’s radio show, Jon Hicks discusses how retirees and pre-retirees can navigate inflation concerns, interest rate uncertainty, and retireme…

Is Wall Street Wrong About Everyday Investors?

Are everyday investors smarter than Wall Street gives them credit for? On this episode, Jon Hicks explores the idea of "dumb money" versus professional investors and what it means for retirement planning. He discusses buying market dips, the risks of investing during periods of high valuations, and…

What Could a Mid-Year Financial Review Reveal About Your Retirement Plan?

Could a simple mid-year review reveal risks and opportunities that could affect your retirement strategy? From this past weekend’s radio show, Jon Hicks discusses why the middle of the year may be the ideal time to revisit your financial plan. He explains how inflation, interest rates, portfolio as…

Are You Missing a Backdoor Roth Opportunity?

Could a little-known Roth strategy help high earners add more money to a tax-advantaged retirement account? In this episode, Jon Hicks breaks down the concept of the backdoor Roth IRA and explains how it works, who may benefit, and the common mistakes that can create unintended tax consequences. He…