Some retirement opportunities don’t come back once the window closes. In this episode, Jon Hicks breaks down the age‑based moments that quietly shape retirement outcomes, starting as early as 50 and extending into your seventies. The discussion covers catch‑up contributions, penalty‑free access rules, control over retirement accounts, Medicare timing, and required distributions. Using real‑world examples, the conversation highlights how missed timing—not market performance—often creates avoidable complications. A practical look at why retirement planning is as much about when decisions are made as what decisions are made.
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Why Running Out of Money Scares People More Than Death
43:26

When Headlines Start Moving Markets
15:15

The Assumptions That Can Quietly Undermine Retirement
47:39